4808 Torrey Pine Dr, Midland, MI 48642 Property Records

Midland County property record for 4808 Torrey Pine Dr, Midland, MI 48642 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,683 sqft · built 2010
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Tax Bill	$9,860 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-31-60-460`

Property Details

APN / Parcel Number

Primary APN	`11-31-60-460`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,683 sqft Living Area
1st Floor Area	2,683 sqft
Basement Area	2,683 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	201 ft deep x 140 ft wide
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4808 TORREY PINE DR
City	MIDLAND
State	MI
Zip	48642-8000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28 SOMERSET PINES SITE CONDO
Legal Subdivision	SOMERSET PINES
Legal Unit	28
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1027
Census Tract	291103

Owner

Source: Midland County records · APN 11-31-60-460

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 30, 2021	Intrafamily Transfer, Transfer
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 02, 2021
Transfer Doc	1644000339
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000
Transaction Type	Mortgage
Record Updated	Jul 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01632/1404
Date	Apr 14, 2020
Book Page	1632/1404

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 30, 2021
Property Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000
Document Number	001644/339
Book / Page	1644 / 339
Map Reference	LB 991 PG 826
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 23, 2021
Property Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000
Document Number	01642/1105
Book / Page	1642 / 1105
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	Jul 04, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 TORREY PINE DR, MIDLAND, MI 48642-8000

Mortgage

Document Number	0016421106
Date	Feb 23, 2021
Instrument	1642/1106

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,500 (+5.78%)	$615,000 (+5.78%)
2025	$9,860.00 (+1.02%) Homeowner's exemption	$290,700	$581,400
2024	$9,760.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261112911031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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