4808 Saltmarsh Rd, Madison, MD 21648 Property Records

Dorchester County property record for 4808 Saltmarsh Rd, Madison, MD 21648

Property Summary

Property TypeSingle Family Home
Details3 ba · 5,087 sqft · built 2001
Lot Size8.5 acres (370,260 sqft)
Owner2 Individual Names on Record
Last Sale$79,500 (Aug 2012)
Tax Bill$12,536 (2026)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APN16-005509

Property Details

APN / Parcel Number

Primary APN16-005509
Alternative APN
  • 005509

Interior

Full Baths3 Baths
Stories2 Stories
Building Area5,087 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area370,260 sqft (8.5 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area880 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area1,152 sqft
PorchSlab
Porch Area190 sqft
Deck Area272 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005509
Street Address4808 SALTMARSH RD
CityMADISON
StateMD
Zip21648-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSECT.1-LOT 7-8.5 AC N/S MD. RT. 16 BROMWELLS ADVENTURE
Legal SubdivisionBROMWELLS ADVENTURE SEC 01
Legal Lot Number7
JurisdictionDORCHESTER MD
Township / Civil Division16, MADISON
Census Block Group2
Census Block2065
Census Tract970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1 THOMAS DR, GARNET VALLEY, PA 19060-1118
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2012 · Amount on Record
Deed SaleAug 23, 2012 · Amount on Record
Prior SaleJun 28, 2004 · Amount on Record
Deed Book / Page1101 / 374
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address4808 SALTMARSH RD, MADISON, MD 21648-1121
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 THOMAS DR, GARNET VALLEY, PA 19060-1118

Mortgage

Document Number0016880043
DateOct 14, 2021
Book Page1688/43
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,536.00 (+8.83%)$1,092,500 (+8.87%) Land $207,700 Building $884,800$1,092,500 (-) Land $207,700 Building $884,800
2025$11,519.00 (+24.69%)$1,003,467 (+21.57%)$1,092,500 (+32.36%) Land $207,700 Building $884,800
2023$9,238.00$825,400 Land $207,700 Building $617,700$825,400 Land $207,700 Building $617,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 196 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies196 in force
Nearby Flood Claims178 (1978–2026)
Claims Outside the SFHA2 of 178
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 3 claims
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 91% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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