4808 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 4808 E Oregon Rd, Elk, WA 99009 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 2006
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on File
Tax Bill	$419 (2026)
Deeds & Mortgages	Aug 2026 Construction Loan Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39112.9042`

Property Details

APN / Parcel Number

Primary APN	`39112.9042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft

Exterior Amenities

Deck Area	20 sqft
Patio Area	236 sqft
Lean-To	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4808 E OREGON RD
City	ELK
State	WA
Zip	99009-9776
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	11-29-43 E1/2 OF W1/2 OF NE1/4 OF NW1/4 EXC E265FT OF N78 0FT OF SAID E1/2 & EXC N20FT THEREOF [SR EX EXEMPT - 5AC + MH + LEAN-TO] [SR EX TAXABLE - 0.10AC + OUTBLDGS]
Legal Range	43
Legal Township	29
Legal Section	11
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4008
Census Tract	10304

Owner

Source: Spokane County records · APN 39112.9042

Assessment roll updated June 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4808 E OREGON RD, ELK, WA 99009-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2026	Deed of Trust, Mortgage · Construction Mortgage HORIZON CREDIT UNION
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 01, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 18, 2019	Deed of Trust, Mortgage · Line of Credit HORIZON CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2002
Deed Sale	Jun 18, 2002
Prior Sale	Sep 18, 2001
Deed Document Number	20024739811
Prior Transfer Date	May 08, 2001
Prior Transfer Doc	0004603742
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 07, 2026
Property Address	4808 E OREGON RD, ELK, WA 99009-9776
Document Number	0007507289
Instrument Date	Aug 04, 2026
Instrument	20267507289
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 E OREGON RD, ELK, WA 99009-9776

Mortgage

Document Number	0007507289,
Date	Aug 07, 2026
Instrument	20267507289

Lender

Name	HORIZON CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4808 E OREGON RD, ELK, WA 99009-9776
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007146492
Date	Nov 04, 2021
Instrument	7146492

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4808 E OREGON RD, ELK, WA 99009-9776
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006636812
Date	Sep 01, 2017
Instrument	6636812

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4808 E OREGON RD, ELK, WA 99009-9776
Document Number	0006777070
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 06, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4808 E OREGON RD ELK WA 990099776, ELK, WA 99009-9776

Mortgage

Document Number	0006777070
Date	Jan 22, 2019
Instrument	6777070

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 21, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$419.00 (+14.48%) Senior Citizen's exemption	$329,700 (+13.67%) Land $112,700 Building $217,000	$329,700 (+13.67%) Land $112,700 Building $217,000
2025	$366.00 (+4.57%) Disabled Person's exemption Senior Citizen's exemption
2024		$290,050 (+47.16%) Land $117,750 Building $172,300	$290,050 (+47.16%) Land $117,750 Building $172,300
2023	$350.00 (-13.37%) Disabled Person's exemption Senior Citizen's exemption	$197,100 Land $52,400 Building $144,700	$197,100 Land $52,400 Building $144,700
2022	$404.00 Disabled Person's exemption Senior Citizen's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630103044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 36% of Washington
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Concept Communications	Fixed Wireless (unlicensed)	100 / 20	Yes
Wired or Wireless	Fixed Wireless (unlicensed)	30 / 10	No
Northwest Fiber	Fixed Wireless (licensed-by-rule)	10 / 1	Yes

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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