4808 E Co Rd 20 E, Loveland, CO 80537 Property Records

Larimer County property record for 4808 E Co Rd 20 E, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1900
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on Record
Last Sale	$17,500 (Dec 2024)
Tax Bill	$4,833 (2023)
Deeds & Mortgages	May 2022 Construction Loan Dec 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`85160-00-910`

Property Details

APN / Parcel Number

Primary APN	`85160-00-910`
Alternative APN	`R1247069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Basement Area	1,404 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	720 sqft
Utility Building	4,000 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R1247069
Old Parcel Number	8516000910
Street Address	4808 E COUNTY ROAD 20 E
City	LOVELAND
State	CO
Zip	80537-8836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR IN S 1/2 OF 16-5-68; BEG AT NW COR SD S 1/2, TH S 89 48' 40' E 2590.09 FT TO LN PARA WITH & 32.38 FT W OF W LN SE 1/4 & TP
Legal Range	68
Legal Township	05
Legal Section	16
Legal Lot Number	910
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	2
Census Block	2003
Census Tract	1713

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	808 23RD AVE, GREELEY, CO 80634-5922
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Dec 20, 2024	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	20240054938
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4808 E COUNTY ROAD 20 E, LOVELAND, CO 80537-8836
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36620 COUNTY ROAD 41, EATON, CO 80615-8939

Mortgage

Document Number	0000033344
Date	May 24, 2022
Instrument	20220033344

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 24, 2053

December 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 20, 2024
Property Address	4808 E COUNTY ROAD 20 E, LOVELAND, CO 80537-8836
Document Number	0000054938
Instrument Date	Dec 19, 2024
Instrument	20240054938
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$1.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E 3RD ST, LOVELAND, CO 80537-5773

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,003 (+114.64%) Land $67,500 Building $64,503	$488,900 (+121.79%) Land $250,000 Building $238,900
2023	$4,833.00 Additional exemption filed	$61,500 Land $1,069 Building $60,431	$220,430 Land $3,830 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10

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