4808 20th Ave SE, Lacey, WA 98503 Property Records

Thurston County property record for 4808 20th Ave SE, Lacey, WA 98503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,246 sqft · built 1960
Lot Size0.247 acres (10,736 sqft)
OwnerIndividual Name on Record
Last Sale$245,819 (May 2017)
Tax Bill$10 (2026)
Deeds & MortgagesJun 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75900201000

Property Details

APN / Parcel Number

Primary APN75900201000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,246 sqft Living Area
Gross Area2,070 sqft
1st Floor Area1,246 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialConcrete
Lot Area10,736 sqft (0.247 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area420 sqft
Patio Area384 sqft
Lean-To80 sqft
Utility Building312 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4808 20TH AVE SE
CityLACEY
StateWA
Zip98503-7023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 0-4
Legal DescriptionSECTION 21 TOWNSHIP 18 RANGE 1W QUARTER NW SW PLAT SPUTE ADDITION BLK 2 LT 10 DOCUMENT 012/094
Legal Range01
Legal Township18
Legal Section21
Legal SubdivisionSPUTE ADDITION
Legal Block2
Legal Lot Number10
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group1
Census Block1004
Census Tract11410

Owner

Source: Thurston County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4808 20TH AVE SE, LACEY, WA 98503-7023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
AXIA FINANCIAL LLC
May 10, 2017Warranty Deed, Transfer · Conventional Mortgage
AXIA FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleOct 14, 1999
Deed Document Number20174562986
Transfer Doc0000000117
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address4808 20TH AVE SE, LACEY, WA 98503-7023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004756487
DateJun 1, 2020
Instrument4756487
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateMay 10, 2017
Property Address4808 20TH AVE SE, LACEY, WA 98503-7023
Document Number0004562986
Map ReferenceVOL12 PG94
Instrument DateMay 9, 2017
Instrument4562986
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,380.58
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4808 20TH AVE SE, LACEY, WA 98503-7023

Mortgage

Document Number0004562987
DateMay 10, 2017
Instrument4562987
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00 (-99.73%)
2025$435,500 (+13.77%) Land $152,300 Building $283,200$435,500 (+13.77%) Land $152,300 Building $283,200
2024$3,735.00 (+2.47%)
2023$3,645.00
2022$382,800 Land $88,700 Building $294,100$382,800 Land $88,700 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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