Campbell County property record for 4807 Winters Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,352 sqft · built 1973 |
| Lot Size | 2.57 acres (112,036 sqft) |
| Owner | Owner Name on File |
| Last Sale | $161,000 (Jun 2014) |
| Tax Bill | $3,211 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-350.00 |
| Primary APN | 999-99-18-350.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,352 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 112,036 sqft (2.57 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Pool Type | In-Ground Vinyl Pool |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999918350.00 |
|---|---|
| Street Address | 4807 WINTERS LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONT 2.572 ACRE |
| Legal Subdivision | MILES |
| Legal Lot Number | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 52900 |
The current owner of 4807 Winters Ln acquired it in June 2014.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4807 WINTERS LN, COLD SPRING, KY 41076-8677 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on File |
| Deed Sale | Jun 12, 2014 · Amount on File |
| Prior Sale | Oct 3, 2012 · Amount on File |
| Deed Document Number | 0000760426 |
| Deed Book / Page | 760 / 426 |
| Last Transfer Date | Jun 13, 2014 |
| Transfer Doc | 0000000038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 4807 WINTERS LN, COLD SPRING, KY 41076-8677 |
| Document Number | 0005098244 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4807 WINTERS LN COLD SPRING KY 410768677, COLD SPRING, KY 41076-8677 |
| Document Number | 0005098244 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 002194/000252 |
| Instrument | 5098244 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 30, 2034 |
The 2025 property tax bill for 4807 Winters Ln was $3,211.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,211.00 | $265,000 Land $75,000 Building $190,000 | $265,000 Land $75,000 Building $190,000 |
| 2023 | $2,734.00 (-4%) | $227,900 (-) Land $65,000 Building $162,900 | $227,900 (-) Land $65,000 Building $162,900 |
| 2022 | $2,848.00 | $227,900 Land $65,000 Building $162,900 | $227,900 Land $65,000 Building $162,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4807 Winters Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4807 Winters Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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