4806 Rockledge Trl, Smithton, IL 62285 Property Records

St. Clair County property record for 4806 Rockledge Trl, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,700 sqft · built 2007
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Sep 2012)
Tax Bill	$7,945 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2021 Mortgage
APN	`17-04-0-204-002`

Property Details

APN / Parcel Number

Primary APN	`17-04-0-204-002`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
Basement Area	1,700 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4806 ROCKLEDGE TRL
City	SMITHTON
State	IL
Zip	62285-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEDGESTONE ESTATES LOT 3 A02329753
Legal Subdivision	LEDGESTONE ESTATES
Legal Block	204
Legal Lot Number	3
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	4
Census Block	4032
Census Tract	504001

Owner

4806 Rockledge Trl is owned and occupied by an individual who bought it in September 2012.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4806 ROCKLEDGE TRL, SMITHTON, IL 62285-3037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK/WATERLOO
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2012 · Amount on File
Deed Sale	Sep 5, 2012 · Amount on File
Prior Sale	Feb 16, 2010 · Amount on File
Deed Document Number	20122329753
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	May 19, 2026
Property Address	4806 ROCKLEDGE TRL, SMITHTON, IL 62285-3037
Document Number	0A02883939
Instrument Date	May 8, 2026
Instrument	20262883939
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 ROCKLEDGE TRL, SMITHTON, IL 62285-3037

Mortgage

Document Number	0002883939,
Date	May 19, 2026
Instrument	20262883939

Lender

Name	FIRST NATIONAL BANK/WATERLOO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4806 ROCKLEDGE TRL, SMITHTON, IL 62285-3037
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02692591
Date	Mar 23, 2021
Instrument	A02692591

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4806 Rockledge Trl was $7,945 with a homeowner's exemption, up 13.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,945.00 (+13.37%) Homeowner's exemption	$104,945 (+14.49%) Land $21,676 Building $83,269	$314,835 (+14.49%) Land $65,028 Building $249,807
2024	$7,008.00	$91,667 Land $21,190 Building $70,477	$275,001 Land $63,570 Building $211,431
2022		$79,554 Land $18,390 Building $61,164	$238,662 Land $55,170 Building $183,492
2019	$5,641.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4806 Rockledge Trl; there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4806 Rockledge Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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