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4806 Oakley St, Duluth, MN 55804 Property Records

St. Louis County property record for 4806 Oakley St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1923
Lot Size0.387 acres (16,895 sqft)
OwnerIndividual Name on File
Tax Bill$3,352 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-2780-01390

Property Details

APN / Parcel Number

Primary APN010-2780-01390
Alternative APN
  • 1119404

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area672 sqft Gross Area
1st Floor Area672 sqft
Basement Area336 sqft
Finished Basement336 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area16,895 sqft (0.387 acres)
Garage Area896 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area16 sqft
Storage Building64 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1119404
Street Address4806 OAKLEY ST
CityDULUTH
StateMN
Zip55804-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:010 SERIAL #
Legal SubdivisionLAKESIDE GARDENS DULUTH
Legal Block10
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4002
Census Tract600

Owner

Source: St. Louis County records · APN 010-2780-01390

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4806 OAKLEY ST, DULUTH, MN 55804-1233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Oct 20, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Nov 02, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 26, 2020
Transfer Doc0001031350
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4806 OAKLEY ST, DULUTH, MN 55804-1233
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001048485
DateOct 20, 2021
Instrument1048485
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 20, 2021
Property Address4806 OAKLEY ST, DULUTH, MN 55804-1233
Document Number0001048483
Instrument DateOct 15, 2021
Instrument1048483
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$709.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4806 OAKLEY ST, DULUTH, MN 55804-1233

Mortgage

Document Number0001048484
DateOct 20, 2021
Instrument1048484
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateNov 02, 2020
Property Address4806 OAKLEY ST, DULUTH, MN 55804-1233
Document Number000T103135
Instrument DateMay 26, 2020
InstrumentT103135
Transaction TypeTransfer
Record UpdatedDec 02, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4806 OAKLEY ST DULUTH MN 558041233, DULUTH, MN 55804-1233

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,352.00 (+6.75%) Homeowner's exemption
2025$3,140.00 (-0.88%) Homeowner's exemption$264,600 (+5.97%) Land $75,000 Building $189,600$264,600 (+5.97%) Land $75,000 Building $189,600
2024$3,168.00$249,700 (+14.38%) Land $72,300 Building $177,400$249,700 (+14.38%) Land $72,300 Building $177,400
2022$218,300 Land $55,800 Building $162,500$218,300 Land $55,800 Building $162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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