4806 Mariah Dr, Henderson, KY 42420 Property Records

Henderson County property record for 4806 Mariah Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft · built 1985
Lot Size	7.76 acres (338,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2026)
Tax Bill	$907 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87A-109`

Property Details

APN / Parcel Number

Primary APN	`87A-109`
Alternative APN	`44782`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	338,200 sqft (7.76 acres)
Garage Type	Attached
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Deck Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	44782
Street Address	4806 MARIAH DR
City	HENDERSON
State	KY
Zip	42420-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	TANDY HILLS SUBDIVISION
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2013
Census Tract	20703

Owner

Source: Henderson County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 US HIGHWAY 41A, HENDERSON, KY 42420-9679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK AND TRUST
Jun 22, 2026	Deed, Transfer · Conventional Mortgage FARMERS BANK AND TRUST
Jan 24, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Deed Document Number	20266170
Deed Book / Page	691 / 829
Prior Transfer Date	Jan 24, 2019
Prior Transfer Doc	RE0635/464
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Jun 22, 2026
Property Address	4806 MARIAH DR, HENDERSON, KY 42420-9724
Document Number	0000006171
Book / Page	1505 / 221
Instrument Date	Jun 17, 2026
Instrument	20266171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4002 DENISE DR, HENDERSON, KY 42420-9267

Mortgage

Document Number	0000006171,
Date	Jun 22, 2026
Book Page	1505/221
Instrument	20266171

Lender

Name	FARMERS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 22, 2026
Property Address	4806 MARIAH DR, HENDERSON, KY 42420-9724
Document Number	0000006170
Book / Page	691 / 829
Instrument Date	Jun 15, 2026
Instrument	20266170
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5520 US HIGHWAY 41A, HENDERSON, KY 42420-9679

Mortgage

Document Number	MT1505/221,
Date	Jun 22, 2026
Book Page	1505/221
Instrument	20266171

Lender

Name	FARMERS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Jan 24, 2019
Property Address	4806 MARIAH DR, HENDERSON, KY 42420-9724
Document Number	RE0635/464
Book / Page	RE 0635 / 464
Instrument Date	Jan 24, 2019
Instrument	2019000846
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 MARIAH DR, HENDERSON, KY 42420-9724

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (-4.02%) Homeowner's exemption	$126,000 (-)	$126,000 (-)
2023	$945.00 Homeowner's exemption	$126,000	$126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

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