4806 Keystone Ave, Ona, FL 33865 Property Records

Hardee County property record for 4806 Keystone Ave, Ona, FL 33865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1988
Lot Size	0.337 acres (14,680 sqft)
Owner	Individual Name on File
Tax Bill	$990 (2025)
Deeds & Mortgages	Jun 2017 Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-36-24-0850-00007-0001`

Property Details

APN / Parcel Number

Primary APN	`03-36-24-0850-00007-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	1,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Precast Concrete Panel
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,680 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4806 KEYSTONE AVE
City	ONA
State	FL
Zip	33865-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F-R
Legal Description	LOTS 1 2 & 3 BLK 7 TOWN OF LIMESTONE 03 36S 24E 218P210 242P139 435P149 (CA-92-089) 454P82 516P451 591P377 201725003118
Legal Range	24E
Legal Township	36S
Legal Section	03
Legal Subdivision	TOWN/LIMESTONE
Legal Block	7
Legal Lot Number	1 2
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	2
Census Block	2059
Census Tract	970402

Owner

4806 Keystone Ave is owned and occupied by an individual who acquired it in May 2017.

Source: Hardee County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	4806 KEYSTONE AVE, ONA, FL 33865-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/WAUCHULA
May 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 18, 2017
Transfer Doc	0025003118
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	4806 KEYSTONE AVE, ONA, FL 33865-9668
Document Number	0025004787
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 KEYSTONE AVE ONA FL 338659668, ONA, FL 33865-9668

Mortgage

Document Number	0025004787
Date	Aug 2, 2017
Instrument	25004787

Lender

Name	FIRST NAT'L BK/WAUCHULA
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2022

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDEE FL
Recording Date	May 18, 2017
Property Address	4806 KEYSTONE AVE, ONA, FL 33865-9668
Document Number	0025003118
Instrument Date	May 31, 2012
Instrument	25003118
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 665 ONA FL 338650665, ONA, FL 33865-0665

Tax Assessment & Valuation

The 2025 property tax bill for 4806 Keystone Ave was $990 with a homeowner's exemption, up 3.1% from the year before.

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (+3.13%) Homeowner's exemption	$77,152 (+2.9%)	$150,874 (+1.54%) Land $16,905 Building $133,969
2024	$960.00 (+3%) Homeowner's exemption	$74,978 (+2.79%)	$148,593 (+15.87%) Land $16,905 Building $131,688
2023	$932.00 (+3.1%) Homeowner's exemption	$72,945 (+3%)	$128,242 (+19.66%) Land $6,762 Building $121,480
2022	$904.00 Homeowner's exemption	$70,820	$107,170 Land $6,762 Building $100,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4806 Keystone Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4806 Keystone Ave is high, ranking above 83% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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