St. Louis County property record for 4806 Hern Dr, Saint Louis, MO 63134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1968 |
| Lot Size | 0.218 acres (9,479 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,500 (Aug 2017) |
| Tax Bill | $1,788 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13J-62-0720 |
| Primary APN | 13J-62-0720 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 1,372 sqft |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,479 sqft (0.218 acres) |
| Lot Dimensions | 158 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4806 HERN DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63134-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 96A |
| Legal Description | COOL VALLEY HILLS RESUB LOT 16 |
| Legal Subdivision | COOL VALLEY HILLS RESUB |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | NORMANDY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 212701 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4806 HERN DR, SAINT LOUIS, MO 63134-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2018 | Deed of Trust, Mortgage HOME LN INV BK FSB |
| Aug 22, 2017 | Warranty Deed, Transfer CENTRAL BK/ST LOUIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Oct 25, 2016 · Amount on Record |
| Deed Document Number | 2017491 |
| Deed Book / Page | 22662 / 2126 |
| Last Transfer Date | Apr 9, 2024 |
| Transfer Doc | 0000000127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4806 HERN DR, SAINT LOUIS, MO 63134-2808 |
| Document Number | 0229801131 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | TRITON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4806 HERN DR ST LOUIS MO 631342808, ST LOUIS, MO 63134-2808 |
| Document Number | 0229801131 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 022980/001131 |
| Instrument | 264 |
| Name | HOME LN INV BK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886-1765 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 11, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 22, 2017 |
| Property Address | 4806 HERN DR, SAINT LOUIS, MO 63134-2808 |
| Document Number | 0226622126 |
| Book / Page | 022662 / 002126 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 491 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | SECURITY TITLE COMPANY, SECURE TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4806 HERN DR ST LOUIS MO 631342808, ST LOUIS, MO 63134-2808 |
| Document Number | 226622129 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 022662/002129 |
| Instrument | 492 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Document Number | 226640976, |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 022664/000976 |
| Instrument | 230 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Cool Valley City |
| County | St. Louis County |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,290 (-) Land $2,490 Building $19,800 | $117,300 (-) Land $13,100 Building $104,200 | |
| 2025 | $1,788.00 (-0.67%) | $22,290 (+11.06%) Land $2,490 Building $19,800 | $117,300 (+11.08%) Land $13,100 Building $104,200 |
| 2024 | $1,800.00 (+2.1%) | ||
| 2023 | $1,763.00 (+20.01%) | $20,070 (+33.36%) Land $2,910 Building $17,160 | $105,600 (+33.33%) Land $15,300 Building $90,300 |
| 2022 | $1,469.00 | $15,050 Land $2,910 Building $12,140 | |
| 2021 | $79,200 Land $15,300 Building $63,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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