4806 Fairoaks Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4806 Fairoaks Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2005
Lot Size	0.34 acres (14,798 sqft)
Owner	Individual Name on Record
Last Sale	$244,900 (Jul 2026)
Tax Bill	$1,073 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-1N-29-1830-00A00-0110`

Property Details

APN / Parcel Number

Primary APN	`26-1N-29-1830-00A00-0110`
Alternative APN	`N29126183000A000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,262 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,798 sqft (0.34 acres)
Garage Type	Attached
Garage Area	272 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	159 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4806 FAIROAKS DR
City	MILTON
State	FL
Zip	32571-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIGHLAND ACRES LOT 11 BLK A A S DES IN OR 3840 PG 1190 LESS ALL MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	26
Legal Subdivision	HIGHLAND ACRES
Legal Block	A
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4005
Census Tract	10704

Owner

Source: Santa Rosa County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4806 FAIROAKS DR, MILTON, FL 32571-2930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 17, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	202633677
Deed Book / Page	4763 / 1149
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 6, 2026
Property Address	4806 FAIROAKS DR, MILTON, FL 32571-2930
Document Number	0000033677
Book / Page	4763 / 1149
Instrument Date	Jul 2, 2026
Instrument	202633677
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	OMEGA TITLE, OMEGA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173,144.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 FAIROAKS DR, MILTON, FL 32571-2930

Mortgage

Document Number	0000033678,
Date	Jul 6, 2026
Instrument	202633678

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4806 FAIROAKS DR, PACE, FL 32571-2930
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 FAIROAKS DR, PACE, FL 32571-2930

Mortgage

Document Number	0047190001
Date	Mar 12, 2026
Book Page	4719/1
Instrument	202612354

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 17, 2019
Property Address	4806 FAIROAKS DR, PACE, FL 32571-2930
Document Number	0038401190
Book / Page	3840 / 1190
Map Reference	MB D PG 60
Instrument Date	Jun 14, 2019
Instrument	201925696
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5772 WHISPERING WOODS DR, 5772, MILTON, FL 32571-8352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 FAIROAKS DR, MILTON, FL 32571-2930

Mortgage

Document Number	0038401193
Date	Jun 17, 2019
Instrument	3840/1193

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,073.00 (+3.37%) Homeowner's exemption	$118,572 (+2.9%)	$156,958 (+1.19%) Land $22,500 Building $134,458
2024	$1,038.00 (+10.54%) Homeowner's exemption	$115,230 (+3.49%)	$155,113 (+0.83%) Land $22,500 Building $132,613
2023	$939.00 (+3.64%) Homeowner's exemption	$111,344 (+3%)	$153,836 (+4.6%) Land $22,500 Building $131,336
2022	$906.00 Homeowner's exemption	$108,101	$147,067 Land $22,500 Building $124,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Hotwire Communications.

Nearby Properties on Fairoaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures