Saginaw County property record for 4806 Curtis Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,969 sqft · built 1999 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,500 (Mar 1997) |
| Tax Bill | $4,788 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-34-1001-003 |
| Primary APN | 09-11-5-34-1001-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,969 sqft Living Area |
| 1st Floor Area | 1,969 sqft |
| Basement Area | 1,501 sqft |
| Unfinished Basement | 1,501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 436,036 sqft (10 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 656 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4806 CURTIS RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 1358.41 FT E FROM N 1/4 CORN TH CONT E 405.24 FT TH S 1076.31 FT TH W 405.24 FT TH N 1076.31 FT TO POB 10.01 |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 34 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11702 |
4806 Curtis Rd is owned and occupied by two individuals who bought it in March 1997.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4806 CURTIS RD, BIRCH RUN, MI 48415-9016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Balloon Mortgage FRANKENMUTH CREDIT UNION |
| May 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED FINANCIAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 1997 · Amount on File |
| Deed Sale | Mar 14, 1997 · Amount on File |
| Deed Book / Page | 2004 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 27, 2026 |
| Property Address | 4806 CURTIS RD, BIRCH RUN, MI 48415-9016 |
| Document Number | 0000011689 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202611689 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4806 CURTIS RD, BIRCH RUN, MI 48415-9016 |
| Document Number | 0000011689, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202611689 |
| Name | FRANKENMUTH CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Balloon |
|---|---|
| Rate | 5.75% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4806 CURTIS RD, BIRCH RUN, MI 48415-9016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014153 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 2018014153 |
| Name | UNITED FINANCIAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 97 Months |
| Due | Jun 1, 2026 |
The 2025 property tax bill for 4806 Curtis Rd was $4,788 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,800 (+0.24%) | $411,600 (+0.24%) | |
| 2025 | $4,788.00 Homeowner's exemption | $205,300 | $410,600 |
| 2023 | $171,200 | $342,400 | |
| 2022 | $3,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4806 Curtis Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4806 Curtis Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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