4805 Wolf Pond Rd, Monroe, NC 28112 Property Records

Union County property record for 4805 Wolf Pond Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,503 sqft · built 1991
Lot Size	14.6 acres (635,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2019)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-147-001`

Property Details

APN / Parcel Number

Primary APN	`04-147-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,503 sqft Living Area
Gross Area	3,330 sqft
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	635,976 sqft (14.6 acres)
Garage Type	Detached
Garage Area	1,548 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	432 sqft
Patio Area	432 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4805 WOLF POND RD
City	MONROE
State	NC
Zip	28112-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	MILLS 7404-078
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3022
Census Tract	20901

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4805 WOLF POND RD, MONROE, NC 28112-7903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI WHITLEY MTG ASSOC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	201918368
Deed Book / Page	7404 / 78
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4805 WOLF POND RD, MONROE, NC 28112-7903
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79981
Date	Feb 22, 2021
Book Page	7998/1
Instrument	8110

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 28, 2019
Property Address	4805 WOLF POND RD, MONROE, NC 28112-7903
Document Number	740478
Book / Page	007404 / 000078
Instrument Date	Jun 21, 2019
Instrument	18368
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4805 WOLF POND RD MONROE NC 281127903, MONROE, NC 28112-7903

Mortgage

Document Number	740480
Date	Jun 28, 2019
Book Page	007404/000080
Instrument	18369

Lender

Name	WHITLEY MTG ASSOC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+20.18%)	$690,000 (+56.5%) Land $187,300 Building $502,700	$690,000 (+56.5%) Land $187,300 Building $502,700
2023	$2,745.00	$440,900 Land $103,400 Building $337,500	$440,900 Land $103,400 Building $337,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	70 / 3
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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