4805 Velma Dr, Killeen, TX 76542 Property Records

Bell County property record for 4805 Velma Dr, Killeen, TX 76542

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1994
Lot Size	0.195 acres (8,520 sqft)
Owner	Individual Name on Record
Tax Bill	$2,435 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0184891229`

Property Details

APN / Parcel Number

Primary APN	`0184891229`
Alternative APNs	`842805` `33410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,587 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,520 sqft (0.195 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	120 sqft
Canopy	96 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	842805
Street Address	4805 VELMA DR
City	KILLEEN
State	TX
Zip	76542-3884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMESWAY ADDITION PHASE ONE, BLOCK 005, LOT 0024
Legal Subdivision	JAMESWAY ADDITION PHASE ONE
Legal Block	5
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1010
Census Tract	23001

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 VELMA DR, KILLEEN, TX 76542-3884
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · VA Mortgage RSI FINANCIAL SERVICES
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 12, 2025	Vendor's Lien, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018
Deed Sale	Apr 18, 2018
Prior Sale	Aug 27, 2014
Deed Document Number	2018-00015569
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4805 VELMA DR, KILLEEN, TX 76542-3884
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 VELMA DR, KILLEEN, TX 76542-3884

Mortgage

Document Number	0000060638
Date	Dec 10, 2025
Instrument	2025060638

Lender

Name	RSI FINANCIAL SERVICES
Type	Non-Lending Institution
Address	SAN JUAN CAPISTRANO, CA 92675

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4805 VELMA DR, KILLEEN, TX 76542-3884
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 VELMA DR, KILLEEN, TX 76542-3884

Mortgage

Document Number	0000017491
Date	Apr 26, 2023
Instrument	2023017491

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 12, 2025
Property Address	4805 VELMA DR, KILLEEN, TX 76542-3884
Document Number	0000011614
Map Reference	CAB B SL 223-A
Instrument Date	Mar 11, 2025
Instrument	2025011614
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4805 VELMA DR, KILLEEN, TX 76542-3884

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011615
Date	Mar 12, 2025
Instrument	2025011615

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 18, 2018
Property Address	4805 VELMA DR, KILLEEN, TX 76542-3884
Document Number	0000015569
Map Reference	CAB B SL266-A
Instrument Date	Apr 11, 2018
Instrument	2018-00015569
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 VELMA DR, KILLEEN, TX 76542-3884

Mortgage

Document Number	0000015570
Date	Apr 18, 2018
Instrument	2018-00015570

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,435.00 (-16.44%) Homeowner's exemption	$208,714 Land $25,000 Building $183,714	$208,714 Land $25,000 Building $183,714
2022	$2,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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