Charles County property record for 4805 Tortoise Ct, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 5,236 sqft · built 2020 |
| Lot Size | 3 acres (131,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,967 (Dec 2020) |
| Tax Bill | $27,805 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-352058 |
| Primary APN | 08-352058 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,236 sqft Living Area |
| Gross Area | 5,820 sqft |
| 1st Floor Area | 2,909 sqft |
| Basement Area | 2,327 sqft |
| Finished Basement | 2,327 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 131,028 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 352058 |
|---|---|
| Street Address | 4805 TORTOISE CT |
| City | WALDORF |
| State | MD |
| Zip | 20601-5531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | LOT 62 - 3.0078 AC TURTLE CREEK SUB |
| Legal Subdivision | TURTLE CREEK SUB |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 851403 |
4805 Tortoise Ct is owned and occupied by two individuals who bought it in December 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4805 TORTOISE CT, WALDORF, MD 20601-5531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Deed Book / Page | 11466 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 2, 2020 |
| Property Address | 4805 TORTOISE CT, WALDORF, MD 20601-5531 |
| Document Number | 0114660440 |
| Book / Page | 11466 / 440 |
| Map Reference | MB 59 PG 57 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,999.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4805 TORTOISE CT, WALDORF, MD 20601-5531 |
| Document Number | 11466447 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 11466/447 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4805 Tortoise Ct was $27,805.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $769,300 Land $150,000 Building $619,300 | $769,300 Land $150,000 Building $619,300 | |
| 2025 | $27,805.00 | ||
| 2023 | $10,058.00 | $591,800 Land $140,000 Building $451,800 | $591,800 Land $140,000 Building $451,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4805 Tortoise Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4805 Tortoise Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
5G and 4G LTE (outdoors only)
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