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4805 Stonecrest Ter, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4805 Stonecrest Ter, Saint Joseph, MO 64506

Property Summary

Property TypeSingle Family Home
Details1,840 sqft · built 1972
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$228,000 (Jun 2017)
Tax Bill$2,804 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Mortgage
APN06-1.0-01-003-002-025.000

Property Details

APN / Parcel Number

Primary APN06-1.0-01-003-002-025.000

Interior

Building Area1,840 sqft Base Area
1st Floor Area1,840 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions165 ft deep x 83.8 ft wide

Location & Zoning

Street Address4805 STONECREST TER
CitySAINT JOSEPH
StateMO
Zip64506-3337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:STONECREST EAST 2ND PLAT LOT:77 BLK:LGL DESC:
Legal SubdivisionSTONECREST EAST 2ND PLAT
Legal Lot Number77
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1008
Census Tract701

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4805 STONECREST TER, SAINT JOSEPH, MO 64506-3337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HNB NATIONAL BANK
Jun 15, 2017Deed, Transfer · Conventional Mortgage
FARMERS STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Prior SaleJun 17, 2008 · Amount on Record
Deed Document Number20175635
Prior Transfer DateSep 23, 2009
Prior Transfer Doc03172/0094
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4805 STONECREST TER, SAINT JOSEPH, MO 64506-3337
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4805 STONECREST TER, SAINT JOSEPH, MO 64506-3337

Mortgage

Document Number0003755/45
DateOct 30, 2020
Book Page3755/45
Instrument2020010229
Lender
NameHNB NATIONAL BANK
TypeBank
AddressSAVANNAH, MO 64485
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateJun 15, 2017
Property Address4805 STONECREST TER, SAINT JOSEPH, MO 64506-3337
Document Number2017005635
Instrument DateJun 15, 2017
Instrument2017005635
Transaction TypeTransfer
Record UpdatedDec 7, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4805 STONECREST TER, SAINT JOSEPH, MO 64506-3337

Mortgage

Document Number2017005636
DateJun 15, 2017
Instrument2017005636
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,804.00$38,900 (+42.86%) Land $9,500 Building $29,400$204,720 (+42.86%) Land $50,000 Building $154,720
2024$2,804.00 (+56.74%)
2023$1,789.00 (-0.67%)$27,230 (-) Land $4,850 Building $22,380$143,300 (-) Land $25,500 Building $117,800
2022$1,801.00$27,230 Land $4,850 Building $22,380
2021$143,300 Land $25,500 Building $117,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims11 (1979–2022)
Claims Outside the SFHA3 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Mercury Fiber, Verizon.

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