4805 Spatz Ave, Fort Wayne, IN 46806 Property Records

Allen County property record for 4805 Spatz Ave, Fort Wayne, IN 46806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1945
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$179,550 (Oct 2025)
Tax Bill	$129 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-24-183-002.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-24-183-002.000-074`
Alternative APN	`9321590410`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	1,100 ft deep x 500 ft wide
View / Lot	Alley
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4805 SPATZ AVE
City	FORT WAYNE
State	IN
Zip	46806-2354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 33.3 LOT 410 & N 16.7 LOT 411 BERCOTS ADDITION
Legal Subdivision	BERCOTS ADDITION
Legal Lot Number	410,4
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4016
Census Tract	2300

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 SPATZ AVE, FORT WAYNE, IN 46806-2354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2016	Deed of Trust, Mortgage CROSS PROPERTIES LLC
Oct 15, 2025	Deed, Transfer · Conventional Mortgage THREE RIVERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	202546665
Record Updated	Oct 29, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4805 SPATZ AVE, FORT WAYNE, IN 46806-2354
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016014272
Date	Mar 21, 2016
Instrument	2016014272

Lender

Name	CROSS PROPERTIES LLC
Address	FORT WAYNE, IN 46825

Agreement

Amount	Amount Recorded
Term	108 Months
Due	Mar 1, 2025

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 15, 2025
Property Address	4805 SPATZ AVE, FORT WAYNE, IN 46806-2354
Document Number	2025046665
Map Reference	OR 10 PG 8-9
Instrument Date	Oct 10, 2025
Instrument	2025046665
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 SPATZ AVE, FORT WAYNE, IN 46806-2354

Mortgage

Document Number	2025046666
Date	Oct 15, 2025
Instrument	2025046666

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Max Rate	12.5%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$129.00 (-91.47%)	$57,200 (-13.6%) Land $12,800 Building $44,400	$57,200 (-13.6%) Land $12,800 Building $44,400
2024	$1,513.00 (-5.85%)	$66,200 (-5.83%) Land $12,800 Building $53,400	$66,200 (-5.83%) Land $12,800 Building $53,400
2023	$1,607.00 (+18.6%)	$70,300 Land $6,900 Building $63,400	$70,300 Land $6,900 Building $63,400
2022	$1,355.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Verizon.

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