4805 River Rd, Vanceboro, NC 28586 Property Records

Craven County property record for 4805 River Rd, Vanceboro, NC 28586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,954 sqft · built 2012
Lot Size	1.15 acres (50,181 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2025)
Tax Bill	$1,215 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`1-048-023`

Property Details

APN / Parcel Number

Primary APN	`1-048-023`
Alternative APNs	`136858` `95306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	400 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	50,181 sqft (1.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136858
Street Address	4805 RIVER RD
City	VANCEBORO
State	NC
Zip	28586-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 & 1A SURVEY FOR LONNIE JR & LINDA M WETHER
Legal Tract	1
Legal Block	1626
Legal Lot Number	894
Jurisdiction	CRAVEN NC
Township / Civil Division	1
Census Block Group	2
Census Block	2037
Census Tract	960201

Owner

4805 River Rd is owned by two individuals who bought it in September 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5983 CLARK FORD RD, AYDEN, NC 28513-7582
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Prior Sale	Feb 9, 2012 · Amount on File
Deed Document Number	202510146747
Deed Book / Page	3853 / 2172
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	3152/0564
Record Updated	Oct 29, 2026

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 30, 2025
Property Address	4805 RIVER RD, VANCEBORO, NC 28586-8545
Document Number	03853/2172
Book / Page	3853 / 2172
Instrument Date	Sep 29, 2025
Instrument	10146747
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 WORTHINGTON RD, WINTERVILLE, NC 28590-7839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5983 CLARK FORD RD, AYDEN, NC 28513-7582

Mortgage

Document Number	03853/2179
Date	Sep 30, 2025
Book Page	3853/2179
Instrument	10146748

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	308 MARKET ST SE, ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Jan 27, 2023
Property Address	4805 RIVER RD, VANCEBORO, NC 28586-8545
Document Number	03753/1387
Book / Page	3753 / 1387
Map Reference	CAB 9 SL 41-H
Instrument Date	Jan 27, 2023
Instrument	10108375
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4805 RIVER RD, VANCEBORO, NC 28586-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 RIVER RD, VANCEBORO, NC 28586-8545

Tax Assessment & Valuation

The 2026 property tax bill for 4805 River Rd was $1,215.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,215.00	$246,070 (-) Land $15,000 Building $231,070	$246,070 (-) Land $15,000 Building $231,070
2025		$246,070 Land $15,000 Building $231,070	$246,070 Land $15,000 Building $231,070
2024	$1,215.00 (+1%)
2023	$1,203.00 (+4.43%)	$246,070 (+31.71%) Land $15,000 Building $231,070	$246,070 Land $15,000 Building $231,070
2022	$1,152.00	$186,830 Land $15,000 Building $171,830
2018			$186,830 Land $15,000 Building $171,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4805 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	16 (2010–2019)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 9 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4805 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

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