4805 NW Montebella Dr, Riverside, MO 64150 Property Records

Platte County property record for 4805 NW Montebella Dr, Riverside, MO 64150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,027 sqft · built 2017
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$498,700 (Sep 2017)
Tax Bill	$6,098 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-30-05-200-005-086-000`

Property Details

APN / Parcel Number

Primary APN	`23-30-05-200-005-086-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,027 sqft Living Area
Gross Area	4,326 sqft
1st Floor Area	1,806 sqft
Basement Area	1,806 sqft
Finished Basement	1,806 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4805 NW MONTEBELLA DR
City	RIVERSIDE
State	MO
Zip	64150-7825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEBELLA 2ND LOT 86
Legal Range	33W
Legal Township	50N
Legal Section	05
Legal Subdivision	MONTEBELLA 2ND
Legal Lot Number	86
Jurisdiction	PLATTE MO
Township / Civil Division	PETTIS
Census Block Group	2
Census Block	2027
Census Tract	30101

Owner

4805 NW Montebella Dr is owned and occupied by two individuals who acquired it in December 2018.

Source: Platte County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4805 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Sep 1, 2017	Warranty Deed, Transfer FIRST FED'L BK/KANSAS CITY
Apr 12, 2017	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Apr 12, 2017
Deed Document Number	201711645
Deed Book / Page	1284 / 434
Last Transfer Date	Dec 21, 2018
Transfer Doc	0013060658
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLATTE MO
Property Address	4805 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7825
Document Number	0013350474
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4805 NW MONTEBELLA DR RIVERSIDE MO 641507825, RIVERSIDE, MO 64150-7825

Mortgage

Document Number	0013350474
Date	Jul 22, 2020
Book Page	001335/000474
Instrument	11424

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 21, 2045

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Sep 1, 2017
Property Address	4805 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7825
Document Number	0012840434
Book / Page	001284 / 000434
Instrument Date	Aug 21, 2017
Instrument	11645
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8761 N ELM AVE #101 KANSAS CITY MO 641577986, 101, KANSAS CITY, MO 64157-7986

Mortgage

Document Number	12840435
Date	Sep 1, 2017
Book Page	001284/000435
Instrument	11646

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PLATTE MO
Recording Date	Apr 12, 2017
Property Address	4805 NW MONTEBELLA DR, RIVERSIDE, MO 64150-7825
Document Number	0012770445
Book / Page	001277 / 000445
Instrument Date	Apr 5, 2017
Instrument	4600
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6014 N STATE ROUTE 9 #B PARKVILLE MO 641523670, B, PARKVILLE, MO 64152-3670

Tax Assessment & Valuation

Source: Platte County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Platte County
Municipality	Riverside City
Unified School District	Park Hill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,982 Land $15,010 Building $78,972	$494,640 Land $79,000 Building $415,640
2024	$6,098.00 (-0.34%)
2023	$6,119.00	$93,982 Land $15,010 Building $78,972	$494,640 Land $79,000 Building $415,640
2018	$3,699.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4805 NW Montebella Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1982–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4805 NW Montebella Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN PLATTE COUNTY private · serves 16,645 people · EPA ID MO1010625
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: KC Web.

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