4805 Georgetown Rd, Owenton, KY 40359 Property Records

Owen County property record for 4805 Georgetown Rd, Owenton, KY 40359

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,792 sqft · built 2006
Lot Size	36 acres (1,568,596 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Sep 2017)
Tax Bill	$314 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`076-00-00-031.00`

Property Details

APN / Parcel Number

Primary APN	`076-00-00-031.00`
Alternative APN	`13359`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,568,596 sqft (36 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	13359
Street Address	4805 GEORGETOWN RD
City	OWENTON
State	KY
Zip	40359-8948
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	35 AC/IMPS
Jurisdiction	OWEN KY
Township / Civil Division	OWENTON
Census Block Group	1
Census Block	1041
Census Tract	970202

Owner

4805 Georgetown Rd, a mobile home, is owned by an individual who bought it in September 2017.

Source: Owen County records, as of November 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	390 OLD GREENUP PIKE, OWENTON, KY 40359-9354
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
May 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	2017002822
Deed Book / Page	DEED 251 / 255
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN KY
Property Address	GEORGETOWN RD, OWENTON, KY 40359
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4705 GEORGETOWN RD, OWENTON, KY 40359-8947

Mortgage

Document Number	MTG320/375
Date	Sep 30, 2022
Book Page	MTG 320/375
Instrument	2022003015

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	Sep 13, 2017
Property Address	GEORGETOWN RD, OWENTON, KY 40359
Document Number	DEED251/255
Book / Page	DEED 251 / 255
Instrument Date	Sep 8, 2017
Instrument	2017002822
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 OLD GREENUP PIKE, OWENTON, KY 40359-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 ROLAND AVE # A, A, OWENTON, KY 40359-1503

Mortgage

Document Number	2017002825
Date	Sep 13, 2017
Instrument	2017002825

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN KY
Recording Date	May 4, 2017
Property Address	GEORGETOWN RD, OWENTON, KY 40359
Document Number	000250/037
Book / Page	250 / 037
Instrument Date	Apr 28, 2017
Instrument	2017001236
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 PEAKS MILL RD, FRANKFORT, KY 40601-9435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 OLD GREENUP PIKE, OWENTON, KY 40359-9354

Tax Assessment & Valuation

The 2025 property tax bill for 4805 Georgetown Rd was $314.

Source: Owen County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Owen County
Unified School District	Owen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00	$23,600	$23,600
2023	$302.00	$23,000	$23,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4805 Georgetown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4805 Georgetown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Broadlinc Fixed Wireless	499 / 285
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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