Dare County property record for 4805 Elm Ct, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,600 sqft · built 2003 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Mar 2024) |
| Tax Bill | $3,123 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987609065176 |
| Primary APN | 987609065176 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,600 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,000 sqft (0.367 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987609065176 |
|---|---|
| Street Address | 4805 ELM CT |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 45 BLK: SEC: 2 PL: 5 SL: 9 |
| Legal Subdivision | SEA SCAPE |
| Legal Lot Number | 45 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 970102 |
4805 Elm Ct is owned and occupied by an individual who bought it in March 2024.
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Jul 24, 2019 | Warranty Deed, Transfer · FHA Mortgage TOWNE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on File |
| Deed Sale | Mar 8, 2024 · Amount on File |
| Prior Sale | Jul 22, 2009 · Amount on File |
| Deed Document Number | 2024700137204 |
| Deed Book / Page | 2722 / 754 |
| Prior Transfer Date | Sep 3, 2008 |
| Prior Transfer Doc | 1778/388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Mar 8, 2024 |
| Property Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Document Number | 002722/754 |
| Book / Page | 2722 / 754 |
| Map Reference | MB 5 PG 9 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 700137204 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1113 CAMBRIDGE RD, KILL DEVIL HILLS, NC 27948-9511 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 766, KITTY HAWK, NC 27949-0766 |
| Document Number | 0700137205 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 700137205 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 002722/757 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 2722/757 |
| Instrument | 700137205 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 4097 MONUMENT CORNER DR STE 600, FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 002572/157 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 2572/157 |
| Instrument | 700110137 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 2444/561 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 2444/561 |
| Instrument | 700088906 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jul 24, 2019 |
| Property Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Document Number | 2313/392 |
| Book / Page | 2313 / 392 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 700066995 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4805 ELM CT, KITTY HAWK, NC 27949-5926 |
| Document Number | 2313/394 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 2313/394 |
| Instrument | 700066996 |
| Name | TOWNE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 4805 Elm Ct was $3,123, up 3% from the year before.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,123.00 (+2.97%) | $583,600 (-) Land $174,200 Building $409,400 | $583,600 Land $174,200 Building $409,400 |
| 2025 | $3,033.00 | $583,600 Land $174,200 Building $409,400 | |
| 2023 | $2,700.00 | $384,436 Land $87,100 Building $297,336 | |
| 2020 | $583,600 Land $174,200 Building $409,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4805 Elm Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 759 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 765 units insured incl. 6 condo units |
| Nearby Flood Claims | 1,869 (1980–2024) |
| Claims Outside the SFHA | 814 of 1,869 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4805 Elm Ct is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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