4805 Edgebrook Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4805 Edgebrook Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$11,125 (Dec 2024)
Tax Bill	$4,230 (2024)
Deeds & Mortgages	May 2018 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`8813-07-376-014`

Property Details

APN / Parcel Number

Primary APN	`8813-07-376-014`
Alternative APN	`8813-07-376-084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Basement Area	1,340 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	8813-07-376-014
Street Address	4805 EDGEBROOK DR
City	WATERLOO
State	IA
Zip	50701-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHLAND PARK SUBDIVISION LOT 28 AND PART TRACT A DESC AS FOL THE 10 FT WIDE PART OF TRACT A PLATTED NWLY OF LOT 27 SELY OF
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	SOUTHLAND PARK SUBDIVISION
Legal Tract	A
Legal Lot Number	27,28
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1039
Census Tract	3001

Owner

4805 Edgebrook Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4805 EDGEBROOK DR, WATERLOO, IA 50701-9068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Dec 5, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on File
Deed Sale	Dec 5, 2024 · Amount on File
Deed Document Number	202424327
Prior Transfer Date	Oct 21, 2024
Prior Transfer Doc	0202424327
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4805 EDGEBROOK DR, WATERLOO, IA 50701-9068
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800018396
Date	May 11, 2018
Instrument	201800018396

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4805 EDGEBROOK DR, WATERLOO, IA 50701-9068
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400010820
Date	Mar 6, 2024
Instrument	202400010820

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 5, 2024
Property Address	4805 EDGEBROOK DR, WATERLOO, IA 50701-9068
Document Number	0202424327
Instrument Date	Oct 21, 2024
Instrument	2024-24327
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 EDGEBROOK DR, WATERLOO, IA 50701-9068

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,820 Land $30,560 Building $212,260	$242,820 Land $30,560 Building $212,260
2024	$4,230.00
2023		$205,200 (+14.64%) Land $26,190 Building $179,010	$205,200 Land $26,190 Building $179,010
2022	$3,736.00 Homeowner's exemption	$178,990 Land $26,190 Building $152,800
2021			$178,990 Land $26,190 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4805 Edgebrook Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4805 Edgebrook Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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