Morton County property record for 4805 E Roughrider Cir, Mandan, ND 58554
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,168 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-4453000 |
| Primary APN | 65-4453000 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 4805 E ROUGHRIDER CIR |
|---|---|
| City | MANDAN |
| State | ND |
| Zip | 58554-1034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ETZ |
| Legal Description | TWN: 0 SCT: 0 RNG: 0 SUB: 188 BLK: 1 LOT: 54 & LOT 54A ROUGHRIDER EST PIONEER REPLAT & VAC PORTION OF R/W -5681 |
| Legal Subdivision | ROUGHRIDER ESTATES-PIONEER ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | MORTON ND |
| Township / Civil Division | MANDAN |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20200 |
Source: Morton County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4805 E ROUGHRIDER CIR, MANDAN, ND 58554-1034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORTON ND |
| Property Address | 4805 E ROUGHRIDER CIR, MANDAN, ND 58554-1034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000507435 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 507435 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Nov 6, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORTON ND |
| Property Address | 4805 E ROUGHRIDER CIR, MANDAN, ND 58554-1034 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | ND GUARANTY & TTL CO BISMARC |
| Name | Verified Name |
|---|
| Document Number | 491479 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 491479 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: Morton County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Morton County |
| Municipality | Mandan City |
| Unified School District | Mandan Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,700 (-10.53%) | $217,400 (-10.53%) | |
| 2025 | $2,168.00 (-44.04%) | $121,500 (+4.29%) | $243,000 (+4.29%) |
| 2023 | $3,874.00 | $116,500 | $233,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 35 (2011–2012) |
| Claims Outside the SFHA | 13 of 35 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| T-Mobile Fixed Wireless | 100 / 20 |
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