4805 E Red Maple Cir, Summerville, SC 29485 Property Records

Dorchester County property record for 4805 E Red Maple Cir, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Mar 2022)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171-04-05-051`

Property Details

APN / Parcel Number

Primary APN	`171-04-05-051`
Alternative APN	`R0052834`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,467 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	R0052834
Street Address	4805 E RED MAPLE CIR
City	SUMMERVILLE
State	SC
Zip	29485-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD_NC
Legal Description	LOT 50 SUBD: FARM AT WESCOTT PH 3D
Legal Subdivision	FARM AT WESCOTT
Legal Phase	3D
Legal Lot Number	50
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2000
Census Tract	10817

Owner

Source: Dorchester County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 7, 2022	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	20226180
Deed Book / Page	14030 / 311
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Apr 20, 2026
Property Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Document Number	0000008834
Book / Page	16536 / 62
Instrument Date	Mar 20, 2026
Instrument	20268834
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055

Mortgage

Document Number	0000008834,
Date	Apr 20, 2026
Book Page	16536/62
Instrument	20268834

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Apr 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055

Mortgage

Document Number	0152310059
Date	Apr 10, 2024
Book Page	15231/59
Instrument	2024006909

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055

Mortgage

Document Number	0148950094
Date	Aug 28, 2023
Book Page	14895/94
Instrument	2023017589

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Mar 7, 2022
Property Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Document Number	0140300311
Book / Page	14030 / 311
Map Reference	CAB K PG 156
Instrument Date	Feb 1, 2022
Instrument	2022006180
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$941.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055

Mortgage

Document Number	2022006181
Date	Mar 7, 2022
Instrument	2022006181

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	4805 E RED MAPLE CIR, SUMMERVILLE, SC 29485-9055
Document Number	2730/0086
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4805 E RED MAPLE CIR SUMMERVILLE SC 294859055, SUMMERVILLE, SC 29485-9055

Mortgage

Document Number	2730/0086
Date	Sep 1, 2020
Book Page	012730/000086
Instrument	22489

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 31, 2035

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	North Charleston City
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (-1.39%)	$14,360 (-) Land $3,800 Building $10,560	$359,000 (-) Land $95,000 Building $264,000
2024	$3,594.00 (-1.86%)
2023	$3,662.00 (+54.06%)	$14,360 (+4.28%) Land $3,800 Building $10,560	$359,000 (+56.39%) Land $95,000 Building $264,000
2022	$2,377.00	$13,770 Land $3,450 Building $10,320	$229,561 Land $57,500 Building $172,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 units insured incl. 74 condo units
Nearby Flood Claims	8 (2015–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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