Durham County property record for 4805 Cumberland Dr, Durham, NC 27705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,753 sqft · built 2012 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,500 (Sep 2012) |
| Tax Bill | $6,969 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0802-68-4332 |
| Primary APN | 0802-68-4332 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,753 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 4805 CUMBERLAND DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27705-6472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | COLONY @ AMERICAN VLG/PH: 03-04/LT#42 PL:000176-000043 |
| Legal Subdivision | AMERICAN VLG/COLONY P-3&4 |
| Legal Phase | 3-4 |
| Legal Lot Number | 42 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1706 |
4805 Cumberland Dr is owned and occupied by two individuals who bought it in September 2012.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4805 CUMBERLAND DR, DURHAM, NC 27705-6472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VISION LENDING SERVICES LLC |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on File |
| Deed Sale | Sep 20, 2012 · Amount on File |
| Deed Document Number | 201233313 |
| Deed Book / Page | 7074 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4805 CUMBERLAND DR, DURHAM, NC 27705-6472 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092260211 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 9226/211 |
| Instrument | 2021006678 |
| Name | VISION LENDING SERVICES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4805 CUMBERLAND DR, DURHAM, NC 27705-6472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083330676 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 8333/676 |
| Instrument | 2017044872 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHAPEL HILL, NC 27517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 4805 Cumberland Dr was $6,969, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,969.00 (+2.53%) | $685,740 (-) Land $144,840 Building $540,900 | $685,740 (-) Land $144,840 Building $540,900 |
| 2025 | $6,797.00 | $685,740 Land $144,840 Building $540,900 | $685,740 Land $144,840 Building $540,900 |
| 2023 | $5,245.00 (+2.34%) | $400,457 Land $88,437 Building $312,020 | $400,457 Land $88,437 Building $312,020 |
| 2022 | $5,125.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4805 Cumberland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4805 Cumberland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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