4805 Clover Ln, Plainfield, IL 60586 Property Records

Will County property record for 4805 Clover Ln, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,213 sqft · built 1998
Lot Size	0.18 acres (7,728 sqft)
Owner	Individual Name on Record
Last Sale	$333,000 (Jun 2022)
Tax Bill	$7,765 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-33-405-027`

Property Details

APN / Parcel Number

Primary APN	`06-03-33-405-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,213 sqft Living Area
Basement Area	252 sqft
Unfinished Basement	252 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	7,728 sqft (0.18 acres)
Garage Type	Attached
Garage Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4805 CLOVER LN
City	PLAINFIELD
State	IL
Zip	60586-8662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 IN PRAIRIE TRAIL UNIT TWO, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 33, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	33
Legal Subdivision	PRAIRIE TRAIL
Legal Lot Number	162
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	880418

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4805 CLOVER LN, PLAINFIELD, IL 60586-8662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	202248615
Prior Transfer Date	Dec 17, 2021
Prior Transfer Doc	0000005382
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 23, 2022
Property Address	4805 CLOVER LN, PLAINFIELD, IL 60586-8662
Document Number	0000048615
Map Reference	DOC R97-29146
Instrument Date	Jun 20, 2022
Instrument	R2022048615
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 CHATEN DR #4 # 4, 4, WILLEYS, IL

Mortgage

Document Number	0000048616
Date	Jun 23, 2022
Instrument	R2022048616

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jan 14, 2022
Property Address	4805 CLOVER LN, PLAINFIELD, IL 60586-8662
Document Number	0000005382
Map Reference	DOC R96106698
Instrument Date	Dec 17, 2021
Instrument	R2022005382
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 CLOVER LN, PLAINFIELD, IL 60586-8662

Mortgage

Document Number	0000005383
Date	Jan 14, 2022
Instrument	R2022005383

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4805 CLOVER LN, PLAINFIELD, IL 60586-8662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106106
Date	Nov 24, 2020
Instrument	R2020106106

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,765.00 (+18.77%)
2024		$112,038 (+25.52%) Land $29,197 Building $82,841	$336,114 (+25.52%) Land $87,591 Building $248,523
2022	$6,538.00 Homeowner's exemption	$89,259 Land $23,261 Building $65,998	$267,777 Land $69,783 Building $197,994

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Verizon.

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