4805 Bluff Pl, Wilson, NC 27896 Property Records

Wilson County property record for 4805 Bluff Pl, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3714-93-6073.000`

Property Details

APN / Parcel Number

Primary APN	`3714-93-6073.000`
Alternative APNs	`3714936073` `1120324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,808 sqft Heated Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	508 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4805 BLUFF PL
City	WILSON
State	NC
Zip	27896-8448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	4805 BLUFF PL N L65S7 THE BLUFFS 1.00LT
Legal Subdivision	FINAL PLAT BLUFFS
Jurisdiction	WILSON NC
Township / Civil Division	TAYLORS
Census Block Group	2
Census Block	2022
Census Tract	1401

Owner

Source: Wilson County records · APN 3714-93-6073.000

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4805 BLUFF PL, WILSON, NC 27896-8448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Oct 05, 2007 · Amount on Record
Deed Book / Page	2851 / 7
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Sep 03, 2020
Property Address	4805 BLUFF PL, WILSON, NC 27896-8448
Document Number	00002851/7
Book / Page	2851 / 7
Map Reference	MB 35 PG 286&287
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4805 BLUFF PL, WILSON, NC 27896-8448

Mortgage

Document Number	0000285110
Date	Sep 03, 2020
Instrument	2851/10

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Wilson County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,887 (-) Land $60,000 Building $275,887	$335,887 (-) Land $60,000 Building $275,887
2025	$3,762.00 (+49.52%)	$335,887 (-) Land $60,000 Building $275,887	$335,887 (-) Land $60,000 Building $275,887
2024		$335,887 Land $60,000 Building $275,887	$335,887 Land $60,000 Building $275,887
2021	$2,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wilson County (37195C), updated June 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371950014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 69 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Wilson Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF WILSON serves 50,332 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.