4805 Arden Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4805 Arden Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,407 sqft · built 1958
Lot Size	0.248 acres (10,790 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Oct 2007)
Tax Bill	$4,337 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0275-008-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0275-008-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,407 sqft Living Area
1st Floor Area	1,407 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,790 sqft (0.248 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4805 ARDEN WAY
City	CARMICHAEL
State	CA
Zip	95608-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GREENWOOD ESTATES 02, LOT 98
Legal Subdivision	GREENWOOD ESTATES 02
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4006
Census Tract	5801

Owner

4805 Arden Way is owned and occupied by two individuals who bought it in October 2007.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMWEST FNDG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2007 · Amount on File
Deed Sale	Oct 1, 2007 · Amount on File
Deed Book / Page	20071001 / 259
Prior Transfer Date	Sep 27, 2007
Prior Transfer Doc	0000000756
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803

Mortgage

Document Number	0000000866
Date	Mar 25, 2021
Instrument	202103250866

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803

Mortgage

Document Number	3250000000866
Date	Mar 25, 2021
Book Page	20210325/866

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803
Document Number	1906261244
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 ARDEN WAY CARMICHAEL CA 956085803, CARMICHAEL, CA 95608-5803

Mortgage

Document Number	1906261244
Date	Jun 26, 2019
Instrument	1906261244

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4805 ARDEN WAY, CARMICHAEL, CA 95608-5803
Document Number	1811211159
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4805 ARDEN WAY CARMICHAEL CA 956085803, CARMICHAEL, CA 95608-5803

Mortgage

Document Number	1811211159
Date	Nov 21, 2018
Instrument	1811211159

Lender

Name	AMWEST FNDG CORP
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4805 Arden Way was $4,337 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,444 (+2%) Land $211,008 Building $161,436
2025	$4,337.00 (+1.02%) Homeowner's exemption	$365,142 Land $206,871 Building $158,271
2024	$4,293.00 (+2.61%)
2023	$4,184.00 (+0.6%) Homeowner's exemption	$350,965 Land $198,839 Building $152,126
2022	$4,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4805 Arden Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4805 Arden Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Also Mapped Here	SACRAMENTO SUBURBAN WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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