4805 87th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4805 87th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,367 sqft · built 1979
Lot Size0.224 acres (9,775 sqft)
Owner2 Individual Names on File
Last Sale$194,655 (Dec 2015)
Tax Bill$1,934 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APNR92820

Property Details

APN / Parcel Number

Primary APNR92820
Alternative APN
  • R5124000000000500000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,367 sqft Living Area
Gross Area2,873 sqft
1st Floor Area2,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialWood Shingle
Lot Area9,775 sqft (0.224 acres)
Garage TypeAttached
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4805 87TH ST
CityLUBBOCK
StateTX
Zip79424-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKERIDGE C C EST L 50
Legal SubdivisionLAKERIDGE COUNTRY CLUB ESTATES
Legal Lot Number50
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2009
Census Tract10502

Owner

Source: Lubbock County records · APN R92820

Assessment roll updated October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4805 87TH ST, LUBBOCK, TX 79424-4020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 03, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST BK/CHAMPAIGN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2015 · Amount on Record
Deed SaleDec 21, 2015 · Amount on Record
Prior SaleJul 21, 2006 · Amount on Record
Deed Document Number201544826
Prior Transfer DateDec 17, 2015
Prior Transfer Doc0000044826
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4805 87TH ST, LUBBOCK, TX 79424-4020
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanySERVICE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017524
DateMay 06, 2020
Instrument2020017524
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

April 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLUBBOCK TX
Recording DateApr 03, 2018
Property Address4805 87TH ST, LUBBOCK, TX 79424-4020
Instrument DateMar 23, 2018
Instrument11698
Transaction TypeConstruction Loan
Record UpdatedApr 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4805 87TH ST LUBBOCK TX 794244020, LUBBOCK, TX 79424-4020

Mortgage

Document Number0000011698
DateApr 03, 2018
Instrument11698
Lender
NameFIRST BK/CHAMPAIGN
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueApr 02, 2028

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,934.00 (-26.46%) Homeowner's exemption Senior Citizen's exemption$281,687 (+5.68%) Land $53,000 Building $228,687$281,687 (+5.68%) Land $53,000 Building $228,687
2024$2,630.00 (-0.75%)
2023$2,650.00 (-32.23%) Homeowner's exemption$266,554 Land $53,000 Building $213,554$266,554 Land $53,000 Building $213,554
2022$3,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
JAB Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 438 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 87th St

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