48048 245th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 48048 245th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,357 sqft · built 2016
Lot Size	4.83 acres (210,395 sqft)
Owner	2 Trust Names on File
Last Sale	$119,000 (May 2015)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-05-04-300-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-05-04-300-006-000`
Alternative APN	`18437`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,357 sqft Finished Area
1st Floor Area	2,033 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	210,395 sqft (4.83 acres)
Garage Type	Attached
Garage Area	1,171 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Patio Area	696 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18437
Street Address	48048 245TH ST
City	DELL RAPIDS
State	SD
Zip	57022-5413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 MUNK`S ADDITION SW14 & SE14 4 104 48
Legal Range	48
Legal Township	104
Legal Section	04
Legal Subdivision	MUNK`S ADDITION
Legal Tract	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1035
Census Tract	10101

Owner

Source: Minnehaha County records · APN 01-05-04-300-006-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	48048 245TH ST, DELL RAPIDS, SD 57022-5413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
May 27, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Aug 13, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Deed Document Number	2015510886
Deed Book / Page	562 / 382
Prior Transfer Date	May 14, 2015
Prior Transfer Doc	0000510886
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48048 245TH ST, DELL RAPIDS, SD 57022-5413
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1966MTG/112
Date	Feb 10, 2023
Book Page	1966 MTG/112

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48048 245TH ST, DELL RAPIDS, SD 57022-5413
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953MTG/377
Date	May 27, 2022
Book Page	1953 MTG/377

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48048 245TH ST, DELL RAPIDS, SD 57022-5413
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1931MTG/166
Date	Aug 13, 2021
Book Page	1931 MTG/166

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48048 245TH ST, DELL RAPIDS, SD 57022-5413
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1903MTG/284
Date	Oct 28, 2020
Book Page	1903 MTG/284

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Logan Township
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,857.00	$481,200 (-0.21%) Land $92,400 Building $388,800
2024	$4,857.00 (+7.65%)	$482,200 (+21.09%) Land $92,400 Building $389,800
2022	$4,512.00	$398,200 Land $51,300 Building $346,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midcontinent Communications Fixed Wireless	100 / 20

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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