4804 Valley Ln, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4804 Valley Ln, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$9,141 (Nov 2024)
Tax Bill	$990 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2017 Sale
APN	`06-6.0-24-003-001-057.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-001-057.000`

Interior

Building Area	1,008 sqft Base Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Location & Zoning

Street Address	4804 VALLEY LN
City	SAINT JOSEPH
State	MO
Zip	64503-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:DEER VALLEY LOT:31 BLK:LGL DESC:
Legal Subdivision	DEER VALLEY
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

4804 Valley Ln is owned by a company that bought it in November 2024.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	4804 VALLEY LN, SAINT JOSEPH, MO 64503-1816
Owner Type	Company
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 2, 2017	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024 · Amount on File
Deed Sale	Nov 21, 2024 · Amount on File
Prior Sale	May 2, 2017
Deed Document Number	20249425
Deed Book / Page	3802 / 976
Record Updated	Sep 20, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 21, 2024
Property Address	4804 VALLEY LN, SAINT JOSEPH, MO 64503-1816
Document Number	003802/976
Book / Page	3802 / 976
Instrument Date	Nov 20, 2024
Instrument	2024009425
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	STEWART TTL CO MIDWEST DIVI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 VALLEY LN, SAINT JOSEPH, MO 64503-1816

Mortgage

Document Number	2024009434
Date	Nov 21, 2024
Instrument	2024009434

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 2, 2017
Property Address	4804 VALLEY LN, SAINT JOSEPH, MO 64503-1816
Document Number	2017003935
Instrument Date	Apr 28, 2017
Instrument	2017003935
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 VALLEY LN, SAINT JOSEPH, MO 64503-1816

Tax Assessment & Valuation

The 2025 property tax bill for 4804 Valley Ln was $990.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00	$14,080 Land $2,530 Building $11,550	$74,090 Land $13,300 Building $60,790
2024	$990.00 (+16.88%)
2023	$847.00 (-0.7%)	$13,070 (-) Land $2,850 Building $10,220	$68,800 Land $15,000 Building $53,800
2022	$853.00	$13,070 Land $2,850 Building $10,220
2021			$68,800 Land $15,000 Building $53,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4804 Valley Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4804 Valley Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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