4804 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4804 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,242 sqft Heated Area
Lot Size	13,983 sqft (0.321 acres)
Occupancy	Owner Occupied
Last Sale	$346,000 (2022)
Tax Bill	$3,451.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3026315130000J0020`
Alternative APN	`98515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,242 sqft Heated Area
Gross Area	1,620 sqft Gross Area
1st Floor	1,242 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,983 sqft (0.321 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	288 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	90 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98515
Street Address	4804 SPARROW DR
City	SAINT CLOUD
State	FL
Zip	34772-8353
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK J LOT 2
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	J
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1037
Census Tract	43304

Owner

Source: Osceola County records · APN 3026315130000J0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4804 SPARROW DR, SAINT CLOUD, FL 34772-8353
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 20, 2022	Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 22, 2022	Warranty Deed, Transfer SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Doc Number	2022111728
Deed Book / Page	6254 / 2475
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4804 SPARROW DR, SAINT CLOUD, FL 34772-8353
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057571327
Date	Jul 20, 2020
Book Page	5757/1327
Instrument	2020094019

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2022
Property Address	4804 SPARROW DR, SAINT CLOUD, FL 34772-8353
Document Number	0062542475
Book / Page	6254 / 2475
Map Reference	MB 1 PG 395
Instrument Date	Jul 15, 2022
Instrument	2022111728
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 SPARROW DR, SAINT CLOUD, FL 34772-8353

Mortgage

Document Number	0062542477
Date	Jul 20, 2022
Instrument	6254/2477

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 22, 2022
Property Address	4804 SPARROW DR, SAINT CLOUD, FL 34772-8353
Document Number	0061771821
Book / Page	6177 / 1821
Map Reference	MB J PG 395
Instrument Date	Mar 17, 2022
Instrument	2022045876
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Tax	$1,987.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4129 CYPRESS DR, SAINT CLOUD, FL 34772-8091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,451.00 (+7.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$243,558 (+5.99%)	$249,200 (+8.44%) Land $60,000 Building $189,200
2023	$3,200.00 (-0.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$229,800 (+21.97%) Land $45,000 Building $184,800	$229,800 (+21.97%) Land $45,000 Building $184,800
2022	$3,209.00	$188,400 Land $40,000 Building $148,400	$188,400 Land $40,000 Building $148,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 33% of Florida
Wildfire Likelihood	About 1 in 481 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4804 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Sparrow Dr

Nearby Streets

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