4804 Pecan Pt, Panora, IA 50216 Property Records

Guthrie County property record for 4804 Pecan Pt, Panora, IA 50216

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,580 sqft · built 2013
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,680 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0001896700`

Property Details

APN / Parcel Number

Primary APN	`0001896700`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,580 sqft Living Area
1st Floor Area	2,217 sqft
Basement Area	2,217 sqft
Finished Basement	1,325 sqft
Unfinished Basement	892 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	212 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4804 PECAN PT
City	PANORA
State	IA
Zip	50216-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 825 PLAT 29 LAKE PANORAMA SUBDIVISION
Legal Range	30W
Legal Township	80N
Legal Section	19
Legal Subdivision	HELENS COVE - REAR
Legal Lot Number	825
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2056
Census Tract	950100

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4804 PECAN PT, PANORA, IA 50216-8626
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUTHRIE COUNTY STATE BANK
Jun 20, 2025	Deed of Trust, Mortgage · Closed-End Mortgage GUTHRIE COUNTY STATE BANK
Aug 26, 2013	Deed of Trust, Mortgage · Construction Mortgage GUTHRIE COUNTY STATE BANK
May 19, 2014	Deed of Trust, Mortgage · Conventional Mortgage GUTHRIE COUNTY STATE BANK
Apr 20, 2015	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 4, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026
Deed Sale	Mar 4, 2026
Deed Document Number	2026516
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000000516
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020203917
Date	Dec 28, 2020
Instrument	2020-3917

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212035
Date	Jun 29, 2021
Instrument	2021-2035

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 PECAN PT, PANORA, IA 50216-8626

Mortgage

Document Number	0020251346
Date	Jun 20, 2025
Instrument	2025-1346

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank
Address	PANORA, IA 50216

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/2293
Date	Aug 26, 2013
Book Page	2013/2293
Instrument	2013-2293

Lender

Name	GUTHRIE COUNTY STATE BANK
Address	PANORA, IA 50216

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02014/1086
Date	May 19, 2014
Book Page	2014/1086
Instrument	2014-1086

Lender

Name	GUTHRIE COUNTY STATE BANK
Address	PANORA, IA 50216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2044

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02015/0753
Date	Apr 20, 2015
Book Page	2015/0753
Instrument	2015-0753

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUTHRIE IA
Recording Date	Mar 4, 2026
Property Address	4804 PECAN PT, PANORA, IA 50216-8626
Document Number	0020260516
Instrument Date	Feb 27, 2026
Instrument	2026-0516
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4804 PECAN PT, PANORA, IA 50216-8626

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,142,200 (-) Land $351,400 Building $790,800	$1,142,200 (-) Land $351,400 Building $790,800
2025	$12,680.00 (+1.47%)	$1,142,200 (+10.35%) Land $351,400 Building $790,800	$1,142,200 (+10.35%) Land $351,400 Building $790,800
2024	$12,496.00 (+12.11%)
2023		$1,035,100 (+42.3%) Land $351,400 Building $683,700	$1,035,100 (+42.3%) Land $351,400 Building $683,700
2022	$11,146.00	$727,400 Land $234,300 Building $493,100
2021			$727,400 Land $234,300 Building $493,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE PANORAMA WATER COMPANY private · serves 2,900 people · EPA ID IA3900301
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Pecan Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures