4804 Keith Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 4804 Keith Dr, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,836 sqft · built 1995
Lot Size	0.26 acres (11,356 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Apr 2022)
Tax Bill	$1,618 (2026)
Deeds & Mortgages	Dec 2021 Second Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101120009072000`

Property Details

APN / Parcel Number

Primary APN	`101120009072000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Heated Area
1st Floor Area	924 sqft
Upper Floors Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	274 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,356 sqft (0.26 acres)
Lot Dimensions	141 ft deep x 80.1 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4804 KEITH DR
City	BIRMINGHAM
State	AL
Zip	35242-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO: BEG SW COR LOT 5 BLOCK 14 E80.05 S45.84 W80.03 N45.81 TO POB.
Legal Range	02W
Legal Township	19S
Legal Section	12
Legal Subdivision	BROKEN BOW SOUTH
Legal Block	14
Legal Lot Number	5
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3000
Census Tract	30331

Owner

4804 Keith Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2017	Deed of Trust, Mortgage · ARM LEGACY COMMUNITY FCU
Dec 2, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 11, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 27, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	2022147500
Prior Transfer Date	Apr 13, 2015
Prior Transfer Doc	0000148530
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238

Mortgage

Document Number	0000572770
Date	Dec 1, 2021
Instrument	20211201000572770

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	335 Months
Due	Nov 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053930
Date	Feb 14, 2017
Instrument	20170314000053930

Lender

Name	LEGACY COMMUNITY FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35205

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	7.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444870
Date	Dec 2, 2019
Instrument	20191202000444870

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 11, 2022
Property Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Document Number	0000147500
Map Reference	MB 11 PG 82
Instrument Date	Apr 8, 2022
Instrument	20220411000147500
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238

Mortgage

Document Number	0000147510
Date	Apr 11, 2022
Instrument	20220411000147510

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 27, 2018
Property Address	4804 KEITH DR, BIRMINGHAM, AL 35242-3238
Document Number	0000229820
Instrument Date	Jun 15, 2018
Instrument	229820
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 KEITH DR BIRMINGHAM AL 352423238, BIRMINGHAM, AL 35242-3238

Mortgage

Document Number	229830
Date	Jun 27, 2018
Instrument	229830

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4804 Keith Dr was $1,618 with a homeowner's exemption, down 1.9% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,618.00 (-1.94%) Homeowner's exemption
2025	$1,650.00	$37,500	$375,000 Land $90,000 Building $285,000
2023	$1,541.00 (+32.05%) Homeowner's exemption	$35,960 (+30.95%)	$359,600 (+30.95%) Land $90,000 Building $269,600
2022	$1,167.00 Homeowner's exemption	$27,460	$274,600 Land $90,000 Building $184,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4804 Keith Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1996–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4804 Keith Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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