4804 Hess Rd, Saginaw, MI 48601 Property Records

Saginaw County property record for 4804 Hess Rd, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1949
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Nov 2022)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-33-3202-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-33-3202-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	210 ft deep x 82.5 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	212 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4804 HESS RD
City	SAGINAW
State	MI
Zip	48601-6972
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	LOT 2 & E 1/2 OF LOT 3 BLK 1 ARLINGTON PARK A PART OF NW 1/4 OF SW 1/4 SEC 33 T12N R5E ***DESC CHANGED DUE TO COMB WITH
Legal Range	05E
Legal Township	12N
Legal Section	33
Legal Subdivision	ARLINGTON PARK SUB
Legal Block	1
Legal Lot Number	2-3
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	4
Census Block	4003
Census Tract	11001

Owner

4804 Hess Rd is owned and occupied by an individual who bought it in November 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4804 HESS RD, SAGINAW, MI 48601-6972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIFTH THIRD BANK NA
Nov 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	May 20, 1985 · Amount on File
Deed Document Number	202228392
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4804 HESS RD, SAGINAW, MI 48601-6972
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 HESS RD, SAGINAW, MI 48601-6972

Mortgage

Document Number	0000009321
Date	Apr 11, 2023
Instrument	2023009321

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2043

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 1, 2022
Property Address	4804 HESS RD, SAGINAW, MI 48601-6972
Document Number	0000028392
Map Reference	LB 7 PG 34
Instrument Date	Oct 28, 2022
Instrument	2022028392
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4804 HESS RD, 4804, SAGINAW, MI 48601-6972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4804 HESS RD, SAGINAW, MI 48601-6972

Tax Assessment & Valuation

The 2025 property tax bill for 4804 Hess Rd was $1,276 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,900	$55,800
2025	$1,276.00 Homeowner's exemption
2023		$21,000	$42,000
2022	$1,505.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4804 Hess Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4804 Hess Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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