4804 Cliffside St, Catawba, NC 28609 Property Records

Catawba County property record for 4804 Cliffside St, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,944 sqft · built 1987
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3773-02-78-9598`

Property Details

APN / Parcel Number

Primary APN	`3773-02-78-9598`
Alternative APN	`0066771`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,944 sqft Living Area
1st Floor Area	2,944 sqft
Upper Floors Area	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	104,108 sqft (2.39 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	856 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4804 CLIFFSIDE ST
City	CATAWBA
State	NC
Zip	28609-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 91-95 & 10 PL 10-65 CLIFFSIDE ST PL 10-65
Legal Subdivision	GREGORY PROPERTY
Legal Lot Number	91-95
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	4
Census Block	4008
Census Tract	10101

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4804 CLIFFSIDE ST, CATAWBA, NC 28609-8102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Dec 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 14, 2007
Transfer Doc	0028441881
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4804 CLIFFSIDE ST, CATAWBA, NC 28609-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034820445
Date	Nov 26, 2018
Book Page	03482/0445
Instrument	19682

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4804 CLIFFSIDE ST, CATAWBA, NC 28609-8102
Document Number	0035621314
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4804 CLIFFSIDE ST CATAWBA NC 286098102, CATAWBA, NC 28609-8102

Mortgage

Document Number	0035621314
Date	Mar 30, 2020
Book Page	003562/001314
Instrument	5852

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2030

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATAWBA NC
Recording Date	Dec 11, 2018
Property Address	4804 CLIFFSIDE ST, CATAWBA, NC 28609-8102
Document Number	0034831912
Book / Page	003483 / 001912
Instrument Date	Nov 30, 2018
Instrument	20449
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4737 SUNRISE BEACH RD CATAWBA NC 286098347, CATAWBA, NC 28609-8347

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,200 (-) Land $18,200 Building $395,000
2025	$1,647.00 (-13.22%)	$413,200 (+78.26%) Land $18,200 Building $395,000
2024	$1,898.00
2023	$1,898.00	$231,800 Land $18,200 Building $213,600	$413,200 Land $18,200 Building $395,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	70 (1995–2024)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims Tropical Storm Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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