4803 Ternstone Ave, Orlando, FL 32812 Property Records

Orange County property record for 4803 Ternstone Ave, Orlando, FL 32812

Property Summary

Property TypeMobile Home
Details8 bd · 4.25 ba · 3,116 sqft · built 2007
Lot Size0.146 acres (6,364 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Mar 2020)
Tax Bill$1,754 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Mar 2020 Transfer
Flood ZoneZone A (high risk)
APN16-23-30-1616-00-270

Property Details

APN / Parcel Number

Primary APN16-23-30-1616-00-270
Alternative APNs
  • 302316161600270
  • 552364
  • 558136
  • 562796

Interior

Bedrooms8 Beds
Full Baths4.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,116 sqft Living Area
Gross Area3,596 sqft
1st Floor Area1,558 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,364 sqft (0.146 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4803 TERNSTONE AVE
CityORLANDO
StateFL
Zip32812-1544
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-T-1
Legal DescriptionCARDINAL PARK 2/104 LOT 27
Legal Range30E
Legal Township23S
Legal Section16
Legal SubdivisionCARDINAL PARK
Legal Tract1616
Legal Lot Number27
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2010
Census Tract13607

Owner

4803 Ternstone Ave, a mobile home, is owned by an individual who bought it in March 2020.

Source: Orange County records, as of May 4, 2026

Owner of RecordIndividual Name on File
Mailing Address3142 HARDWOOD HAMMOCK DR, ORLANDO, FL 32824-7380
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Warranty Deed, Transfer · Conventional with PMI
COLUMBUS CAP LNDG
Mar 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2020 · Amount on File
Deed SaleMar 31, 2020 · Amount on File
Prior SaleJul 25, 2005 · Amount on File
Deed Document Number2020204666
Prior Transfer DateFeb 28, 2020
Prior Transfer Doc0000204665
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 31, 2020
Property Address4803 TERNSTONE AVE, ORLANDO, FL 32812-1544
Document Number0000204666
Instrument DateMar 19, 2020
Instrument204666
Transaction TypeTransfer
Record UpdatedApr 28, 2020
Title CompanyAMERICAN TRUST TITLE LLC, AMERICAN TR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,049.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3142 HARBOR HAMMOCK DR ORLANDO FL 32824, ORLANDO, FL 32824

Mortgage

Document Number204667
DateMar 31, 2020
Instrument204667
Lender
NameCOLUMBUS CAP LNDG
TypeFunding / Finance Company
AddressMIAMI, FL 33176
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 30, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateMar 31, 2020
Property Address4803 TERNSTONE AVE, ORLANDO, FL 32812-1544
Document Number0000204665
Instrument DateFeb 28, 2020
Instrument204665
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3210 NATOMA WAY ORLANDO FL 328257183, ORLANDO, FL 32825-7183

Tax Assessment & Valuation

The 2025 property tax bill for 4803 Ternstone Ave was $1,754, up 9.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,817 (+2.7%)$181,430 (-7.08%) Land $75,000 Building $106,430
2025$1,754.00 (+9.22%) Homeowner's exemption$123,483$195,260 Land $75,000 Building $120,260
2024$1,606.00 (+7.35%)
2023$1,496.00 (+5.65%) Homeowner's exemption$116,508 (+3%)$139,536 (+16.2%) Land $50,000 Building $89,536
2022$1,416.00 Homeowner's exemption$113,115$120,082 Land $50,000 Building $70,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4803 Ternstone Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims16 (2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 8 claims
  • Hurricane Ian, Sep 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4803 Ternstone Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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