4803 Smokey Ct, Frederick, MD 21702 Property Records

Frederick County property record for 4803 Smokey Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details5 ba · 5,394 sqft · built 2009
Lot Size6.94 acres (302,306 sqft)
Owner2 Individual Names on Record
Last Sale$1,640,000 (May 2026)
Tax Bill$13,864 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-466280

Property Details

APN / Parcel Number

Primary APN24-466280
Alternative APN
  • 466280

Interior

Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area5,394 sqft Living Area
Gross Area6,778 sqft
1st Floor Area3,910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeStone
Roof MaterialComposition Shingle
Lot Area302,306 sqft (6.94 acres)
Garage TypeAttached
Garage Area1,384 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area640 sqft
PorchOpen Porch
Porch Area198 sqft
Deck Area280 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number466280
Street Address4803 SMOKEY CT
CityFREDERICK
StateMD
Zip21702-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLOT 1 SECT 4 6.94 ACRES EDINBURG FOREST
Legal SubdivisionEDINBRUGH FOREST SEC 4
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group1
Census Block1013
Census Tract752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4803 SMOKEY CT, FREDERICK, MD 21702-3526
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed, Transfer · Conventional Mortgage
AMERICAN AIRLINES FEDERAL CREDIT UNION
May 18, 2021Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Book / Page17858 / 378
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 12, 2026
Property Address4803 SMOKEY CT, FREDERICK, MD 21702-3526
Document Number1785000378
Book / Page17858 / 378
Instrument DateMay 5, 2026
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,656,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4803 SMOKEY CT, FREDERICK, MD 21702-3526

Mortgage

Document Number1785000386,
DateMay 12, 2026
Book Page17858/386
Lender
NameAMERICAN AIRLINES FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 18, 2021
Property Address4803 SMOKEY CT, FREDERICK, MD 21702-3526
Document Number0149030104
Book / Page14903 / 104
Map ReferenceMB 81 FO 166
Instrument DateApr 20, 2021
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number14903113
DateMay 18, 2021
Instrument14903/113
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,864.00 (+47.27%)$1,127,333 (+41.66%)$1,293,100 (+62.49%) Land $170,500 Building $1,122,600
2023$9,414.00$795,800 Land $152,500 Building $643,300$795,800 Land $152,500 Building $643,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2003–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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