4803 Siding Ct, Monrovia, MD 21770 Property Records

Frederick County property record for 4803 Siding Ct, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,573 sqft · built 2021
Lot Size	0.205 acres (8,949 sqft)
Owner	Individual Name on Record
Last Sale	$806,265 (Jun 2021)
Tax Bill	$8,089 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-599259`

Property Details

APN / Parcel Number

Primary APN	`09-599259`
Alternative APN	`599259`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,573 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,949 sqft (0.205 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	599259
Street Address	4803 SIDING CT
City	MONROVIA
State	MD
Zip	21770-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 979 SECTION 3 8,949 SQ FT LANDSDALE
Legal Subdivision	LANDSD
Legal Lot Number	979
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2003
Census Tract	752102

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4803 SIDING CT, MONROVIA, MD 21770-6069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Jun 24, 2021	Deed, Subdivision Related Transfer · VA Mortgage EAGLE BANK
Nov 23, 2020	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
Nov 13, 2020	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	0015018423
Deed Book / Page	15018 / 423
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4803 SIDING CT, MONROVIA, MD 21770-6069
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149610270
Date	Jun 7, 2021
Book Page	14961/270

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	4803 SIDING CT, MONROVIA, MD 21770-6069
Document Number	0150180423
Book / Page	15018 / 423
Map Reference	MB 102 PL 161
Instrument Date	Jun 21, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,031.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4803 SIDING CT, MONROVIA, MD 21770-6069

Mortgage

Document Number	0015018429
Date	Jun 24, 2021
Instrument	15018/429

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 23, 2020
Property Address	4803 SIDING CT, MONROVIA, MD 21770-6069
Document Number	0142920393
Book / Page	014292 / 000393
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$1,187.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR #300 FREDERICK MD 217032880, 300, FREDERICK, MD 21703-2880

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	4803 SIDING CT, MONROVIA, MD 21770-6069
Document Number	0142920409
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	VISION SETTLEMENT SERVICES, VIKING SETTLEMENT SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5283 CORPORATE DR #300 FREDERICK MD 217032880, 300, FREDERICK, MD 21703-2880

Mortgage

Document Number	0142920409
Date	Nov 23, 2020
Book Page	014292/000409

Lender

Name	M&T BK
Type	Bank
Address	1 M AND T PLZ, BUFFALO, NY 14203-2309

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,089.00 Homeowner's exemption	$729,667	$789,700 Land $197,800 Building $591,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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