4803 Ocean Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 4803 Ocean Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	10 bd · 11.5 ba · 7,076 sqft · built 2018
Lot Size	0.403 acres (17,555 sqft)
Owner	Company Name on File
Last Sale	$735,000 (Feb 2018)
Tax Bill	$16,425 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2018 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`6304.20.71.6713000`

Property Details

APN / Parcel Number

Primary APN	`6304.20.71.6713000`
Alternative APNs	`88660` `65406`

Interior

Bedrooms	10 Beds
Full Baths	11.5 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	7,076 sqft Heated Area
Gross Area	2,856 sqft
1st Floor Area	134 sqft
Utility Area	30 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	17,555 sqft (0.403 acres)
Lot Dimensions	240 ft deep x 75 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Pool Area	570 sqft
Porch	Slab
Utility Building	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	65406
Street Address	4803 OCEAN DR
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L14 B19 EMERALD ISLE
Legal Block	71
Legal Lot Number	14
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1033
Census Tract	970903

Owner

4803 Ocean Dr is owned by a company that bought it in February 2018.

Source: Carteret County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	245 CEDAR LN, NEWPORT, NC 28570-9310
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 15, 2018	Warranty Deed, Construction Loan · Construction Mortgage SOUND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on File
Deed Sale	Feb 15, 2018 · Amount on File
Deed Document Number	20181600002
Deed Book / Page	1600 / 2
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	4803 OCEAN DR, EMERALD ISLE, NC 28594
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017170141
Date	Apr 14, 2021
Book Page	1717/141
Instrument	1717141

Lender

Name	FIRST BANK
Type	Bank
Address	SOUTHERN PINES, NC 28387

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 15, 2018
Property Address	4803 OCEAN DR, EMERALD ISLE, NC 28594
Document Number	0016000002
Book / Page	1600 / 002
Map Reference	MB8 PG55
Instrument Date	Feb 15, 2018
Instrument	1600002
Transaction Type	Construction Loan
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 QUEEN ANNES RD, 502, GREENVILLE, NC 27858-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 BUENA VISATA DR, NEWPORT, NC 28570-8119

Mortgage

Document Number	0001600003
Date	Feb 15, 2018
Instrument	1600003

Lender

Name	SOUND BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4803 Ocean Dr was $16,425.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,543,331 (-) Land $1,270,900 Building $3,272,431	$4,543,331 (-) Land $1,270,900 Building $3,272,431
2025	$16,425.00	$4,543,331 Land $1,270,900 Building $3,272,431	$4,543,331 Land $1,270,900 Building $3,272,431
2023		$1,676,548 Land $693,135 Building $983,413	$1,676,548 Land $693,135 Building $983,413
2022	$9,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4803 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4803 Ocean Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Dr

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