4803 Lazyriver Dr, Durham, NC 27712 Property Records

Durham County property record for 4803 Lazyriver Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Dec 2025)
Tax Bill	$3,564 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0834-27-4783`

Property Details

APN / Parcel Number

Primary APN	`0834-27-4783`
Alternative APNs	`0834-27-47-8334` `083401274783` `180053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Heated Area
1st Floor Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4803 LAZYRIVER DR
City	DURHAM
State	NC
Zip	27712-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	ENO TRACE/PH:02/LT#177 PL:000116-000165
Legal Subdivision	ENO TRACE
Legal Phase	2
Legal Lot Number	177
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	4
Census Block	4003
Census Tract	1601

Owner

4803 Lazyriver Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Feb 24, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 25, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Feb 24, 2023 · Amount on File
Deed Document Number	2025156492
Deed Book / Page	10438 / 998
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0091480528
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Oct 5, 2026
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Document Number	0000189603
Book / Page	10636 / 732
Instrument Date	Sep 30, 2026
Instrument	2026189603
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554

Mortgage

Document Number	0000189603,
Date	Oct 5, 2026
Book Page	10636/732
Instrument	2026189603

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 LAZYRIVER DR, DURHAM, NC 27712-9550

Mortgage

Document Number	0098240328
Date	Nov 23, 2022
Book Page	9824/328
Instrument	2022044694

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	5-Year TN
Max Rate	10.7%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 4, 2025
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Document Number	0104380998
Book / Page	10438 / 998
Map Reference	MB 116 PG 165
Instrument Date	Dec 2, 2025
Instrument	2025156492
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 E MAIN ST # ST769, ST769, DURHAM, NC 27701-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554

Mortgage

Document Number	2025156493
Date	Dec 4, 2025
Instrument	2025156493

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 24, 2023
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Document Number	0098680096
Book / Page	9868 / 96
Map Reference	MB 116 PG 165
Instrument Date	Feb 9, 2023
Instrument	2023053049
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 LOCKHAVEN LN, PROSPECT HILL, NC 27314-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554

Mortgage

Document Number	2023053050
Date	Feb 24, 2023
Instrument	2023053050

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Nov 25, 2020
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Document Number	0091480528
Book / Page	9148 / 528
Map Reference	MB 116 PG 165
Instrument Date	Nov 20, 2020
Instrument	2020052169
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554

Mortgage

Document Number	2020052170
Date	Nov 25, 2020
Instrument	2020052170

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	May 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 2, 2018
Property Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554
Document Number	0083750230
Book / Page	8375 / 230
Map Reference	MB 116 PG 165
Instrument Date	Feb 19, 2018
Instrument	2018006938
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5109 STEPHENS LN, 5109, DURHAM, NC 27712-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 LAZYRIVER DR, DURHAM, NC 27712-9554

Mortgage

Document Number	2018006939
Date	Mar 2, 2018
Instrument	2018006939

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4803 Lazyriver Dr was $3,564, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,564.00 (+2.5%)	$350,778 (-) Land $70,150 Building $280,628	$350,778 (-) Land $70,150 Building $280,628
2025	$3,477.00	$350,778 Land $70,150 Building $280,628	$350,778 Land $70,150 Building $280,628
2023	$2,325.00 (+2.33%)	$177,521 Land $36,600 Building $140,921	$177,521 Land $36,600 Building $140,921
2022	$2,272.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4803 Lazyriver Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	17 (2018–2025)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4803 Lazyriver Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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