4803 Egypt Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4803 Egypt Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,736 sqft · built 1998
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Last Sale	$182,500 (Nov 2014)
Tax Bill	$2,758 (2026)
Deeds & Mortgages	Oct 2018 Second Mortgage Apr 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`09-202056`

Property Details

APN / Parcel Number

Primary APN	`09-202056`
Alternative APNs	`9202056` `202056`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,736 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Shed	1 Shed
Shed Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	202056
Street Address	4803 EGYPT RD
City	CAMBRIDGE
State	MD
Zip	21613-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LOT 1 - 1.34 ACRES E/S EGYPT ROAD
Legal Subdivision	WILLIAM H THOMAS
Legal Lot Number	1
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2030
Census Tract	970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4803 EGYPT RD, CAMBRIDGE, MD 21613-3677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK
Apr 19, 2021	Intrafamily Transfer, Transfer · Line of Credit THE PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Book / Page	1237 / 323
Last Transfer Date	Apr 9, 2021
Transfer Doc	0016430439
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4803 EGYPT RD, CAMBRIDGE, MD 21613-3677
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RESIDENTIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014900362
Date	Oct 26, 2018
Book Page	1490/362

Lender

Name	ADMIRALS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Aug 24, 2028

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER MD
Recording Date	Apr 19, 2021
Property Address	4803 EGYPT RD, CAMBRIDGE, MD 21613-3677
Document Number	0016430439
Book / Page	1643 / 439
Map Reference	MB 36 FO 33
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4803 EAVOT ROAD, CAMBRIDGE, MD 21613

Mortgage

Document Number	0001643445
Date	Apr 19, 2021
Instrument	1643/445

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,758.00 (+5.23%) Homeowner's exemption	$264,100 (+8.49%) Land $30,500 Building $233,600	$264,100 (-) Land $30,500 Building $233,600
2025	$2,621.00 (+13.91%) Homeowner's exemption	$243,433 (+20.45%)	$264,100 (+30.68%) Land $30,500 Building $233,600
2023	$2,301.00 Homeowner's exemption	$202,100 Land $30,500 Building $171,600	$202,100 Land $30,500 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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