4803 Chesney St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 4803 Chesney St NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,070 sqft · built 1997
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Feb 2026)
Tax Bill$3,431 (2023)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02045E0416.000000

Property Details

APN / Parcel Number

Primary APN02045E0416.000000
Alternative APNs
  • 5509 27 0257
  • 903307

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,070 sqft Living Area
Gross Area3,998 sqft
1st Floor Area1,368 sqft
Upper Floors Area1,702 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 84 ft wide
Garage TypeMixed
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area420 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number903307
Street Address4803 CHESNEY ST NW
CityCONCORD
StateNC
Zip28027-2863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionLT 416 COVINGTON
Legal SubdivisionCOVINGTON
Legal Lot Number416
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2000
Census Tract42601

Owner

4803 Chesney St NW is owned and occupied by an individual who bought it in February 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4803 CHESNEY ST NW, CONCORD, NC 28027-2863
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2026 · Amount on File
Deed SaleFeb 23, 2026 · Amount on File
Prior SaleNov 18, 1997 · Amount on File
Deed Document Number20264019
Deed Book / Page17860 / 105
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateFeb 23, 2026
Property Address4803 CHESNEY ST NW, CONCORD, NC 28027-2863
Document Number0017860105
Book / Page17860 / 105
Map ReferenceMB 30 PG 57
Instrument DateFeb 23, 2026
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address371 ALBANY ST, FORT MILL, SC 29715-7819

Transferred To (Grantee/Buyer)

NameVerified Name
Address4803 CHESNEY ST NW, CONCORD, NC 28027-2863

Mortgage

Document Number0017860108
DateFeb 23, 2026
Instrument17860/108
Lender
NameFLEXPOINT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,640 (-) Land $90,000 Building $382,640
2025$472,640 Land $90,000 Building $382,640
2024$472,640 (+66.3%) Land $90,000 Building $382,640
2023$3,431.00$284,210 Land $55,000 Building $229,210$284,210 Land $55,000 Building $229,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4803 Chesney St NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4803 Chesney St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

Nearby Properties on Chesney St NW

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