4803 Big Reef Dr, Bacliff, TX 77518 Property Records

Galveston County property record for 4803 Big Reef Dr, Bacliff, TX 77518

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,055 sqft · built 1984
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$874 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`1305-0003-0001-000`

Property Details

APN / Parcel Number

Primary APN	`1305-0003-0001-000`
Alternative APN	`R184947`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4803 BIG REEF DR
City	BACLIFF
State	TX
Zip	77518-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 88 A HATCH SUR LOT 1 BLK 3 BACLIFF VILLAS SEC 2
Legal Subdivision	BACLIFF VILLAS SEC 2
Legal Block	3
Legal Lot Number	1
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	1
Census Block	1002
Census Tract	721703

Owner

Source: Galveston County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4803 BIG REEF DR, BACLIFF, TX 77518-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMOCO FCU
Oct 10, 2017	Trustee's Deed, Construction Loan · Construction Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	4803 BIG REEF DR, BACLIFF, TX 77518-2430
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047195
Date	Jun 29, 2021
Instrument	2021047195

Lender

Name	AMOCO FCU
Type	Credit Union
Address	TEXAS CITY, TX 77590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GALVESTON TX
Recording Date	Oct 10, 2017
Property Address	4803 BIG REEF DR, BACLIFF, TX 77518-2430
Instrument Date	Oct 1, 2017
Instrument	61102
Transaction Type	Construction Loan
Record Updated	Oct 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4803 BIG REEF DR BACLIFF TX 775182430, BACLIFF, TX 77518-2430

Mortgage

Document Number	0000061102
Date	Oct 10, 2017
Instrument	61102

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,973 (+1%)	$184,620 (+0.01%) Land $34,600 Building $150,020
2025	$874.00 (+7.37%) Homeowner's exemption	$116,339 (-29.28%) Land $34,600 Building $150,010	$184,610 (+12.22%) Land $34,600 Building $150,010
2024	$814.00 (-24.63%)
2023		$164,510 Land $11,000 Building $153,510	$164,510 Land $11,000 Building $153,510
2018	$1,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 161 policies
Nearby Flood Policies	161 in force
Nearby Flood Claims	36 (2008–2021)
Claims Outside the SFHA	22 of 36
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BACLIFF MUD serves 8,900 people · EPA ID TX0840011
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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