48027 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48027 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,610 sqft · built 1972
Lot Size	0.518 acres (22,564 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2023)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-202-048`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-202-048`
Alternative APN	`0928202048`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	22,564 sqft (0.518 acres)
Lot Dimensions	240 ft deep x 94 ft wide
Garage Area	1,796 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48027 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 517
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	517
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222800

Owner

48027 Mallard Dr is owned and occupied by an individual who bought it in October 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	202390835
Deed Book / Page	29354 / 47
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283

Mortgage

Document Number	2600005918
Date	Jan 21, 2026
Book Page	30484/79
Instrument	202600005918

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 26, 2023
Property Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283
Document Number	2300090835
Book / Page	29354 / 47
Map Reference	LB 21 PG 6&7
Instrument Date	Oct 24, 2023
Instrument	202300090835
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14541 ALMA DR, STERLING HEIGHTS, MI 48313-3601

Mortgage

Document Number	2300090230
Date	Oct 25, 2023
Book Page	29351/277
Instrument	202300090230

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 8, 2018
Property Address	48027 MALLARD DR, CHESTERFIELD, MI 48047-2283
Document Number	0000065283
Book / Page	025405 / 000580
Instrument Date	Jun 1, 2018
Instrument	65283
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	CENTURY TITLE AGENCY SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7149 MCKINLEY RD COTTRELLVILLE MI 480392519, COTTRELLVILLE, MI 48039-2519

Mortgage

Document Number	67242
Date	Jun 8, 2018
Book Page	025412/000794
Instrument	67242

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 48027 Mallard Dr was $6,798 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,700	$383,400
2025	$6,798.00
2023		$127,900	$255,800
2022	$4,128.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48027 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48027 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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