4802 Tower Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4802 Tower Ave, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,142 sqft · built 2017
Lot Size	0.073 acres (3,223 sqft)
Owner	Individual Name on File
Last Sale	$287,500 (Oct 2020)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`582-0008-0190-00`

Property Details

APN / Parcel Number

Primary APN	`582-0008-0190-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	891 sqft
2nd Floor Area	1,251 sqft
Basement Area	891 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,223 sqft (0.073 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4802 TOWER AVE
City	CINCINNATI
State	OH
Zip	45217-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR WASHINGTON & TOWER AVE 0.0740 AC S10 T3 FR2 PT LOTS 214 TH 216 OF STEPHEN KEMPERS FARM SUB
Legal Subdivision	STEPHEN KEMPERS FARM SUB
Legal Lot Number	214
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	3
Census Block	3036
Census Tract	25800

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4802 TOWER AVE, CINCINNATI, OH 45217-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	0000103931
Deed Book / Page	14269 / 3142
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 7, 2020
Property Address	4802 TOWER AVE, CINCINNATI, OH 45217-1312
Document Number	0000103931
Book / Page	14269 / 3142
Map Reference	VOL 2 PG 33&34
Instrument Date	Oct 1, 2020
Instrument	2020-0103931
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 TOWER AVE, SAINT BERNARD, OH 45217-1312

Mortgage

Document Number	0000103932
Date	Oct 7, 2020
Instrument	2020-0103932

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+4.4%)	$100,625 (+%) Land $8,389 Building $92,236
2024	$1,432.00 (-4.15%)	$100,624 (-) Land $8,389 Building $92,235
2023	$1,494.00 (-22.35%)	$100,624 (%) Land $8,389 Building $92,235	$287,500 (-) Land $23,970 Building $263,530
2022	$1,924.00 Homeowner's exemption	$100,625 Land $6,545 Building $94,080
2020			$287,500 Land $18,700 Building $268,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20