4802 School House Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4802 School House Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	13.9 acres (608,533 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,115 (2026)
Deeds & Mortgages	Jul 2023 Refinance Jul 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`27925`

Property Details

APN / Parcel Number

Primary APN	`27925`

Exterior

Lot Area	608,533 sqft (13.9 acres)

Location & Zoning

Street Address	4802 SCHOOL HOUSE RD
City	GLOUCESTER
State	VA
Zip	23061-3293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SEVERN LODGE-ROBINS NECK PAR.5 FREE SCHOOL CREEK
Legal Subdivision	PLAT: PB22 171
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	100400

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Jul 24, 2023	Intrafamily Transfer, Transfer
Jun 20, 2023	Gift Deed, Subdivision Related Transfer
Feb 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023
Deed Sale	Jun 20, 2023
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	20232312
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000002789
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293
Transaction Type	Mortgage
Record Updated	Nov 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002747
Date	Jul 19, 2023
Instrument	230002747

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 24, 2023
Property Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293
Document Number	0230002789
Instrument Date	Jul 13, 2023
Instrument	230002789
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293

June 2023: Gift Deed, Subdivision Related Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 20, 2023
Property Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293
Document Number	0230002312
Instrument Date	Jun 16, 2023
Instrument	230002312
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 28, 2022
Property Address	4802 SCHOOL HOUSE RD, GLOUCESTER, VA 23061-3293
Document Number	0220001210
Instrument Date	Feb 18, 2022
Instrument	220001210
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 S MILITARY HWY STE A, A, CHESAPEAKE, VA 23320-6083

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,115.00 (+6.55%)	$1,031,220 (+12.12%) Land $274,570 Building $756,650	$1,031,220 (+12.12%) Land $274,570 Building $756,650
2025	$5,739.00 (+15.08%)	$919,730 (+9.36%) Land $197,900 Building $721,830	$919,730 (+9.36%) Land $197,900 Building $721,830
2024	$4,987.00 (+27.32%)	$841,010 (+27.3%) Land $197,900 Building $643,110	$841,010 (+27.3%) Land $197,900 Building $643,110
2023	$3,917.00 (+76.12%)	$660,640 (+118.27%) Land $197,900 Building $462,740	$660,640 (+118.27%) Land $197,900 Building $462,740
2022	$2,224.00	$302,670 Land $302,670	$302,670 Land $302,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School House Rd

Nearby Streets

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