4802 Sandcherry Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4802 Sandcherry Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,500 (Jun 2007)
Tax Bill	$23,975 (2024)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-130-018`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-130-018`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	4802 SANDCHERRY DR
City	CHAMPAIGN
State	IL
Zip	61822-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Lot Number	117
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1009
Census Tract	1205

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4802 SANDCHERRY DR, CHAMPAIGN, IL 61822-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU
Jan 8, 2019	Deed of Trust, Mortgage · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2007 · Amount on Record
Deed Sale	Jun 15, 2007 · Amount on Record
Prior Sale	Mar 6, 2006 · Amount on Record
Deed Document Number	200715147
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4802 SANDCHERRY DR, CHAMPAIGN, IL 61822-3305
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004949
Date	Apr 14, 2025
Instrument	2025R04949

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4802 SANDCHERRY DR, CHAMPAIGN, IL 61822-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000358
Date	Jan 8, 2019
Instrument	2019R00358

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,200 (+12.2%) Land $47,180 Building $268,020	$945,600 (+12.2%) Land $141,540 Building $804,060
2024	$23,975.00 (+6.4%)	$280,930 (+19.02%) Land $42,050 Building $238,880	$842,790 (+19.02%) Land $126,150 Building $716,640
2023	$22,532.00 (+6.52%)
2022	$21,153.00 Homeowner's exemption	$236,030 Land $35,330 Building $200,700	$708,090 Land $105,990 Building $602,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

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