Winnebago County property record for 4802 River Bluff Ct, Loves Park, IL 61111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,502 sqft · built 1966 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,191 (2025) |
| Deeds & Mortgages | Nov 2024 Reverse Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 192A573A |
| Primary APN | 192A573A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,502 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Finished Basement | 710 sqft |
| Unfinished Basement | 642 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 192A573A |
|---|---|
| Street Address | 4802 RIVER BLUFF CT |
| City | LOVES PARK |
| State | IL |
| Zip | 61111-5836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SNOWS ARLINGTON SUB E1/2 SEC 12-44-1 N1/2 LOT 362 ALL LOT 363 & S1/2 LOT 364 |
| Legal Range | 1 |
| Legal Township | 44 |
| Legal Section | 12 |
| Legal Subdivision | SNOWS ARLINGTON SUB |
| Legal Lot Number | 362-3 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 300 |
4802 River Bluff Ct is owner-occupied and held in a trust since November 2024.
Source: Winnebago County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4802 RIVER BLUFF CT, LOVES PARK, IL 61111-5836 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 7, 2024 |
| Transfer Doc | 0000029217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 26, 2024 |
| Property Address | 4802 RIVER BLUFF CT, LOVES PARK, IL 61111-5836 |
| Document Number | 0000029217 |
| Map Reference | BK15 PG97 |
| Instrument Date | Nov 7, 2024 |
| Instrument | 2429217 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4802 RIVER BLUFF CT, LOVES PARK, IL 61111-5836 |
| Name | Verified Name |
|---|---|
| Address | 4802 RIVER BLUFF CT, LOVES PARK, IL 61111-5836 |
| Document Number | 0000029218 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 2429218 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 870 Months |
| Due | May 23, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Change Frequency | Annually |
The 2025 property tax bill for 4802 River Bluff Ct was $3,191.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Loves Park City |
| Unified School District | Harlem Unit School District 122 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,191.00 | $98,234 Land $38,060 Building $60,174 | $294,702 Land $114,180 Building $180,522 |
| 2022 | $6,132.00 Homeowner's exemption Additional exemption filed | $69,480 Land $26,919 Building $42,561 | $208,440 Land $80,757 Building $127,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4802 River Bluff Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1988–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4802 River Bluff Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOVES PARK serves 23,335 people · EPA ID IL2010150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: i3 Broadband.
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